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247 Westgate Dr, Valparaiso, IN, 46385

5beds
4baths
2,320sqft
$545,000
$235price/sqft
$3,579/moest. monthly cost
$143,160/yrincome needed

About This Home

Welcome to your own private retreat! Nestled on nearly an acre of beautifully landscaped grounds, this exceptional 5-bedroom, 4-bath home offers the perfect blend of comfort, space, and outdoor living. From the moment you arrive, you'll appreciate the well-maintained property and inviting curb appeal. Step into the backyard oasis, where entertaining comes naturally with a spacious deck, a heated above-ground pool featuring heated pool equipment for extended seasonal enjoyment, and a covered porch complete with a relaxing hot tub and mounted TV--the ideal spot to unwind or host family and friends in every season. Inside, you'll find a thoughtfully designed floor plan with generous living spaces, large closets, and room for everyone. Solid 6-panel oak doors throughout add timeless character and quality craftsmanship. A stunning two-sided fireplace serves as a warm focal point, creating an inviting atmosphere and adding charm to multiple living areas. The finished lower level is an entertainer's dream, complete with a wet bar and a cozy electric fireplace, making it the perfect setting for game days, holidays, or relaxing evenings at home. An additional unfinished basement with its own separate exterior entrance provides endless possibilities for future expansion, a home gym, workshop, hobby area, or additional living space. Peace of mind comes with numerous recent updates, including a new roof with a 10-year warranty, a new pressure tank, and a new rented water softener, allowing you to move in with confidence. For hobbyists or those needing extra workspace, the detached woodworking shop is equipped with electricity and heat, making it ideal for projects year-round. A separate storage shed keeps lawn equipment and outdoor tools neatly organized. Offering privacy, functionality, and exceptional amenities both inside and out, this one-of-a-kind property provides the space and lifestyle you've been searching for. Whether you're entertaining a crowd, enjoying quiet eve

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

7/10
10/10
Valparaiso High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1974

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Washer,Range Hood,Refrigerator,Other,Gas Water Heater,Gas Cooktop,Dishwasher,Dryer
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Upper Level

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Walk-Out Access,Unfinished

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11.0 x 12.0

Bedroom3

  • Level: Upper
  • Area: 80
  • Dimensions: 8.0 x 10.0

Bedroom4

  • Level: Lower
  • Area: 80
  • Dimensions: 8.0 x 10.0

Bedroom5

  • Level: Lower
  • Area: 90
  • Dimensions: 10.0 x 9.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 2

Den

  • Level: Main
  • Area: 195
  • Dimensions: 15.0 x 13.0

Dining Room

  • Level: Main
  • Area: 115
  • Dimensions: 10.0 x 11.5

Features

  • Ceiling Fan(s),Walk-In Closet(s),Wet Bar,Recessed Lighting,Pantry,Laminate Counters,Eat-in Kitchen,Entrance Foyer,Crown Molding
  • Window features: Insulated Windows
  • Number of fireplaces: 2
  • Fireplace features: Blower Fan,Lower Level,Gas Log,Family Room,Electric
  • Fireplace: Yes
  • Finished area above ground: 1,616

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,320
  • Total interior livable area: 2,320 sqft

Kitchen

  • Level: Main
  • Area: 243
  • Dimensions: 13.5 x 18.0

Living Room

  • Level: Main
  • Area: 189.75
  • Dimensions: 16.5 x 11.5

Other

  • Level: Lower
  • Area: 420
  • Dimensions: 20.0 x 21.0

Primary Bedroom

  • Level: Upper
  • Area: 144
  • Dimensions: 12.0 x 12.0

Property

Details

  • Parcel number: 640928202005000003
  • Special condition: None

Features

  • Levels: Quad-Level
  • Pool features: Above Ground
  • Patio & porch: Covered,Rear Porch,Front Porch,Deck
  • Exterior features: Lighting,Storage,Private Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.90 Acres
  • Features: Back Yard,Rectangular Lot,Private,Landscaped,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Kitchen Level,Garage Faces Front,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$235$2,820
Property Taxes $377$4,524
Electricity $212$2,552
Total$3,579$42,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,708/yr
40% on housing$107,370/yr
45% on housing$95,440/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 46385$185
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46385$175
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Price change$545,000
2026-07-09Listed for sale$550,000

For Sale by Agent

AgentRebecca Wright
BrokerageBetter Homes and Gardens Real

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