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812 Top Ridge Dr, Sunset, SC, 29685

6beds
9baths
6,090sqft
$3,199,000
$525price/sqft
$18,525/moest. monthly cost
$741,000/yrincome needed

About This Home

Perched high above Lake Keowee on one of The Reserve’s most dramatic view lots, this custom 6,090-square-foot lakefront residence captures some of the most commanding mountain view’s you will find anywhere on the lake. Inside, the fully furnished, turn-key home features a thoughtful layout that creates effortless flow between gathering spaces. Expansive windows frame sweeping views of the Blue Ridge Mountains, while multiple covered porches and terraces extend living and entertaining outdoors. The main level is anchored by a spacious great room with vaulted ceilings, a stone fireplace, and seamless transitions to the dining area and chef’s kitchen. The primary suite offers fantastic views, a spa-inspired bath, and private access to the porch. The lower level is designed for comfort and entertainment, featuring a second living area, wet bar, and guest suites that open to covered patios. In total, the home offers six bedrooms, six full baths, and three half baths, providing ample space for family and guests alike. Outdoors, a private trolley carries you down the scenic slope to a deep-water dock—an extraordinary feature unique to this property. The combination of elevation and access ensures both unmatched views and a seamless connection to the water. Expansive porches capture lake breezes and the glowing ridgelines of the mountains, offering one of the most remarkable vantage points on Lake Keowee. Old Edwards Reserve at Lake Keowee's premier membership is available for separate purchase, providing access to first-class amenities including a Jack Nicklaus Signature Golf Course, tennis and pickleball courts, a fitness center, a community clubhouse, a marina, and multiple dining options. Come experience the perfect blend of lakeside living, sweeping mountain views, and the luxury lifestyle of Old Edwards Reserve at Lake Keowee.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Hagood Elementary SchoolGrades PK-511.2 mi
6/10
Pickens Middle SchoolGrades 6-811.3 mi
6/10
Pickens High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Basement
  • Roof: Slate
  • Construction materials: Stone,Stone Veneer,Synthetic Stucco

Other

  • Builder name: Goodwin Foust

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Heated

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 9
  • Full bathrooms: 6
  • 1/2 bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 6,090
  • Total interior livable area: 6,090 sqft

Property

Details

  • Parcel number: 412100984674

Features

  • Levels: One and One Half
  • On waterfront: Yes
  • Waterbody name: Keowee
  • Living area range: 6000 And Above

Lot

  • Lot size: 1.43 Acres
  • Features: Outside City Limits,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning

FEMA Declared Disasters in Pickens County and South Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,175$194,100
Home Insurance *$619$7,428
Property Taxes $1,146$13,752
Electricity $585$7,027
Total$18,525$222,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$635,142/yr
40% on housing$555,750/yr
45% on housing$494,000/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$525This listing

vs Other Active Listings

Avg $/sqft

ZIP 29685$563
Pickens County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 29685$549
Pickens County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-19Listed for sale$3,350,000
2004-02-04Sold$488,000

For Sale by Agent

AgentBenjamin Satcher, Justin Winter & Assoc, Justin Winter & Assoc (Team), Justin Winter & Assoc
BrokerageJustin Winter & Assoc

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