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3080 Bowker Rd, Charlotte, TN, 37036

3beds
2baths
1,332sqft
$365,000
$274price/sqft
$2,729/moest. monthly cost
$109,160/yrincome needed

About This Home

Set on five peaceful acres in Dickson County, this inviting property offers the perfect blend of privacy, natural beauty, and comfortable everyday living just minutes from Ashland City. Surrounded by mature trees with a scenic walking path and open space, the setting creates a quiet retreat where you can enjoy the sights and sounds of nature while still being conveniently close to town. A welcoming covered front porch sets the tone, offering the perfect spot to relax with a morning coffee or unwind in the evening while taking in the peaceful surroundings. Inside, the home opens to a bright living room with soaring ceilings and beautiful hardwood floors, creating a spacious and airy feel. The living area flows seamlessly into the dining room, making the layout ideal for both daily living and entertaining. Oversized windows throughout the home bring in abundant natural light and frame views of the surrounding property. From the dining area, step directly onto the back deck overlooking a tree-lined backyard, where privacy and natural beauty create a serene outdoor living space. The kitchen sink is thoughtfully positioned to overlook the yard, making everyday moments feel connected to the outdoors. The primary bedroom offers tray ceilings, a ceiling fan, and large windows, creating a bright and comfortable retreat. Two full bathrooms provide convenience and functionality for daily routines. Practical features throughout the home add to its appeal, including a dedicated laundry room with built-in cabinets for storage and organization. With its five-acre setting, beautiful tree-lined views with scenic walking path, and comfortable layout, this property offers the rare opportunity to enjoy space, privacy, and peaceful country living while remaining close to Ashland City and surrounding amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10
5/10
Charlotte Middle SchoolGrades 6-88.2 mi
5/10
Creek Wood High SchoolGrades 9-128.8 mi

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Microwave

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 180
  • Dimensions: 15x12

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Combination
  • Level: Combination
  • Area: 120
  • Dimensions: 10x12

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Wood,Tile
  • Finished area above ground: 1,332

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,332
  • Total interior livable area: 1,332 sqft

Kitchen

  • Area: 100
  • Dimensions: 10x10

Living Room

  • Features: Great Room
  • Level: Great Room
  • Area: 336
  • Dimensions: 24x14

Property

Details

  • Parcel number: 026 00219 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Covered,Deck

Lot

  • Lot size: 5.02 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance $209$2,508
Property Taxes $500$6,000
Electricity $175$2,103
Total$2,729$32,748

Income You'd Need if You Spent...

35% on housing$93,565/yr
40% on housing$81,870/yr
45% on housing$72,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 37036$316
Dickson County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 37036$245
Dickson County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$372,000
2026-03-19Listed for sale$399,900
2022-05-02Sold$319,900
2022-03-22Contingent$319,900
2022-03-19Listed for sale$319,900
2009-04-06Sold$137,500

For Sale by Agent

AgentTony Carletello
BrokerageCompass RE

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