745 Union Ridge Rd, Wartrace, TN, 37183
About This Home
A Private Tennessee Estate of Distinction-This remarkable 16.13-acre Tennessee estate presents an exceptional opportunity for refined country living with uncompromising privacy. The custom-built 5,037-square foot country colonial residence is thoughtfully designed for both elegant entertaining and comfortable everyday living. The home offers expansive living spaces, in-law or multi-generational quarters, and beautifully appointed en-suite bathrooms. Timeless craftsmanship is showcased through rich hickory and oak hardwood flooring, exposed brick and wood accents, thick custom millwork, and a fireplace with stove insert. The gourmet kitchen is finished with custom granite countertops and a movable center island, perfectly suited for hosting gatherings both large and intimate. Two oversized walk-in pantries and a spacious floored attic provide exceptional storage. Seamless indoor-outdoor living is achieved through a three-season sunroom and covered rear deck, overlooking a private fenced backyard complete with a swimming pool. Additional features include a whole-home generator and storm shelter, offering comfort and peace of mind year-round. The estate grounds are equally impressive featuring berries, asparagus, raised garden beds, and approximately five acres of open pasture. The property also features 11+ acres of cleared trails ideal for hiking, ATV use, and other outdoor recreational activities. Purpose-built hobby and utility structures include a five-bay kennel with run, a fenced agility training area, and ample space for expansion. A completed soil test supports the potential for an additional residence or guest retreat. Ideally positioned just minutes from Bedford and Normandy Lakes, twelve minutes from I-24, and serviced by United Communications fiber-optic highspeed internet. Whether envisioned as a luxury retreat, equestrian estate, bed-and-breakfast, or private family compound, the possibilities are as expansive as the land itself. This is a rare offering!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dishwasher,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
Basement
- Basement: None,Crawl Space
Bedroom4
- Features: Bath
- Level: Bath
- Area: 208
- Dimensions: 13x16
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Entrance Foyer,Extra Closets,Pantry,Walk-In Closet(s),High Speed Internet
- Flooring: Wood,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area above ground: 5,037
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Ceiling Fan(s),Electric
Interior Area
- Total structure area: 5,037
- Total interior livable area: 5,037 sqft
Property
Details
- Parcel number: 073 02302 000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck,Covered,Porch
- Fencing: Back Yard
Lot
- Lot size: 16.13 Acres
Parking
- Total spaces: 4
- Parking features: Garage Faces Side,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 4
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Winter Weather
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,753 | $57,036 |
| Home Insurance | $461 | $5,532 |
| Property Taxes | $1,823 | $21,876 |
| Electricity | $409 | $4,911 |
| Total | $7,446 | $89,352 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-15 | Listed for sale | $940,000 |
| 2025-12-11 | Listing removed | $940,000 |
| 2025-10-15 | Price change | $940,000 |
| 2025-06-25 | Listed for sale | $950,000 |
| 2024-07-22 | Listing removed | $995,000 |
| 2024-07-10 | Price change | $995,000 |
| 2024-03-17 | Listed for sale | $1,100,000 |
View on Zillow