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11348 Lake Oak Dr, Montgomery, TX, 77356

6beds
6baths
5,326sqft
$2,157,000
$405price/sqft
$14,358/moest. monthly cost
$574,320/yrincome needed

About This Home

One of a kind total custom lakefront home offering luxury living in a serene setting. Located in the gated Grand Harbor subdivision. This stunning 6 bedroom, 5.5 bath home includes a 3-car attached garage. Primary and 2nd bedroom downstairs (great for a mother-in-law or guest). A guest apartment including 2 of the bedrooms, 1 full bath, full kitchen and an elevator lift. Enjoy the views of Lake Conroe and the nature preserve/bird sanctuary from the two-story living room or relax poolside. The large lot features a pool/spa, fire pit, and a whole home generator. New roof installed in 2022. 90 cement piers under the slab. Solid energy efficient windows. All exterior walls are 2 x 6 construction. 220v plug in garage. Spider/mosquito spray system. This property truly embodies upscale lakefront living at its finest. A must see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
6/10
7/10
Montgomery High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Oven,Trash Compactor,Microwave,Gas Cooktop,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Balcony,Crown Molding,Elevator,High Ceilings,2 Bedrooms Up,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Flooring: Carpet,Engineered Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 5,326
  • Total interior livable area: 5,326 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Kitchen open to Family Room,Pantry,Under Cabinet Lighting

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Separate Shower,Two Primary Baths,Vanity Area

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Closets,Accessible Hallway(s)

Details

  • Parcel number: 304848

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,Heated,Pool/Spa Combo
  • Patio & porch: Covered,Patio/Deck
  • Exterior features: Balcony,Sprinkler System,Boat Lift,Boat Slip
  • Fencing: Partial
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Lake Front,Wood Bulkhead

Lot

  • Lot size: 0.56 Acres
  • Features: Back Yard,Subdivided,Waterfront,1/2 Up to 1 Acre

Parking

  • Total spaces: 3
  • Parking features: Electric Gate,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,906$130,872
Home Insurance *$1,704$20,448
Property Taxes $1,164$13,968
Electricity $584$7,017
Total$14,358$172,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$492,274/yr
40% on housing$430,740/yr
45% on housing$382,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 77356$185
Montgomery County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 77356$175
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$2,157,000

For Sale by Agent

AgentNolan Nix
BrokerageHome Run Realty

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