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109 Anderson Creek Rd, Bell Buckle, TN, 37020

3beds
2baths
1,431sqft
$340,000
$238price/sqft
$2,711/moest. monthly cost
$108,440/yrincome needed

About This Home

Welcome home to peaceful coutnry-styl living with the convenience of a quiet , established neighborhood. Situated on a beautiful, flat and fully usable one acre lot, this charming 3 bdrm 2 bath home offers comfortable living both inside and out. The thoughtfully designed split bedroom floor plan provides privacy, with the spacious primary suite located on one side of the home and two additional bedrooms and a full bath on the oppostie side. The open-concept layout creates an inviting atmosphere, eseamlessly connection the living room, dining area and kitchen perfect for everyday living and entertaining. Step outside and enjoy the expansive one acre property with endless possibilities for gardening, pool, pets or simply relaxing and taking in the tranquil setting. If you are looking for a move-in ready home with a functional floor plan, open living spaces and a serene location just 20 minutes from Murfreesboro and 20 minutes to Shelbyville then this one you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
Community Middle SchoolGrades 6-84.2 mi
5/10
Community High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2010

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Dryer,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,431

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,431
  • Total interior livable area: 1,431 sqft

Property

Details

  • Parcel number: 023A B 01500 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 1.01 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance $158$1,896
Property Taxes $659$7,908
Electricity $175$2,103
Total$2,711$32,532

Income You'd Need if You Spent...

35% on housing$92,948/yr
40% on housing$81,330/yr
45% on housing$72,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 37020$207
Bedford County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 37020$243
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$340,000
2020-04-30Sold$189,900
2018-10-12Sold$170,000
2018-03-21Sold$107,100
2010-03-15Sold$99,900

For Sale by Agent

AgentLinda McCall
BrokerageColdwell Banker Southern Realty

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