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14763 County Road 424 Lot 406, Lindale, TX, 75771

1beds
1baths
900sqft
$225,000
$250price/sqft
$1,761/moest. monthly cost
$70,440/yrincome needed

About This Home

Home for Sale in Bass Lake Christian Retirement Community - Lot 406 Well built one bedroom/one bath brick house (900 sq ft) with living room, dining area & kitchen including 2 year old Whirlpool appliances (fridge, dishwasher, oven & microwave). Also includes office/laundry space with windows providing abundant natural light and beautiful woods scenery! The bedroom walk-in closet is also a safe room. RV space will accommodate large RV's- 45'deep x 20'wide! Storage shed: 8’x18’ For more information or showing, contact: Gina @ 512-944-2256 gina.dickerson4@gmail.com or David @ 512-775-1482 david.green75@att.net

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

10/10
9/10
8/10
Lindale High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 2010

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 900 sqft

Property

Features

  • Exterior features: Brick

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$171$2,052
Property Taxes $215$2,580
Electricity $238$2,859
Total$1,761$21,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,377/yr
40% on housing$52,830/yr
45% on housing$46,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 75771$205
Smith County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 75771$178
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-22Listed for sale$225,000

For Sale by Owner

AgentProperty Owner

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