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5204 N Bennett #311, Ruston, WA, 98407

2beds
2baths
2,335sqft
$1,350,000
$578price/sqft
$8,283/moest. monthly cost
$331,320/yrincome needed

About This Home

Luxury living meets the comfort of a single-family home in this exceptional end-unit condo overlooking Point Ruston. Enjoy panoramic views of Commencement Bay, Mount Rainier, the Tacoma skyline, Olympic Mountains, and breathtaking territorial scenery from expansive windows and outdoor living spaces. This light-filled residence offers the privacy of an end unit with spacious, open-concept living, designer finishes, and seamless indoor-outdoor entertaining. The gourmet kitchen features custom cabinetry, an abundance of large drawers and luxury finishes, while the elegant primary suite offers a spa-inspired bath and generous walk-in closet. Experience low-maintenance luxury with the feel of a detached home, just moments from waterfront dining, shopping, parks, trails, and all that Point Ruston has to offer. Rare opportunity to own one of the area's premier view residences with unmatched water, mountain, city, and territorial views.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Truman Middle SchoolGrades 6-81.3 mi
4/10

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Built-Up,Flat
  • Construction materials: Cement/Concrete

Notable Dates

  • Major remodel year: 2009

Type & Style

  • Home type: Condo
  • Architectural style: Condo (1 Level)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Cooking - Electric Hookup,Cooking-Gas,Cooking-Electric,Dryer-Electric,Ice Maker
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Engineered Hardwood,Slate,Stone,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas

Interior Area

  • Total structure area: 2,335
  • Total interior livable area: 2,335 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 9009310311
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Cooking-Electric,Cooking-Gas,Dryer-Electric,End Unit,Fireplace,Ice Maker,Insulated Windows,Primary Bathroom,Soaking Tub,Sprinkler System,Walk-In Closet(s),Washer
  • Has view: Yes
  • View description: City,Islands,Mountain(s),Sound,Territorial
  • Has water view: Yes
  • Water view: Sound

Lot

  • Lot size: 953.96 sqft
  • Features: Curbs,Paved,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Common Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$304$3,648
Property Taxes $994$11,928
Electricity $159$1,916
Total$8,283$99,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$283,988/yr
40% on housing$248,490/yr
45% on housing$220,880/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$578This listing

vs Other Active Listings

Avg $/sqft

ZIP 98407$336
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98407$347
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$1,350,000
2015-10-21Sold$800,000
2015-08-27Pending sale$800,000
2014-07-29Listed for sale$800,000

For Sale by Agent

AgentJudi Duncan
BrokerageWindermere Prof Partners

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