186 Bluff Dr, Rogersville, AL, 35652
About This Home
Magnificent deep-water riverfront retreat with stunning panoramic views. This 4 bedroom/ 1 and 3/4 bath inviting home features a spacious great room open to the kitchen, perfect for gathering after a day on the water. A wrap-around porch and expansive deck—ideal for a hot tub—allow you to enjoy the scenery from every angle. Outdoor living shines with a screened-in porch and generous entertaining spaces. The impressive boathouse includes two boat lifts, a tanning deck, and plenty of room for lakeside fun. Whether relaxing or entertaining, this is river living at its finest.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bedrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,009
Interior Area
- Total structure area: 2,009
- Total interior livable area: 2,009 sqft
Property
Details
- Parcel number: 2008280001010001
Features
- On waterfront: Yes
- Waterbody name: Elk River
Lot
- Lot size: 0.47 Acres
- Lot size dimensions: 80' x 273'
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,437 | $41,244 |
| Home Insurance * | $471 | $5,652 |
| Property Taxes | $181 | $2,172 |
| Electricity | $240 | $2,881 |
| Total | $4,329 | $51,948 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $685,000 |
| 2026-05-04 | Price change | $687,500 |
| 2026-04-24 | Price change | $690,000 |
| 2026-04-17 | Price change | $692,500 |
| 2026-01-26 | Listed for sale | $695,000 |
| 2019-08-16 | Sold | $350,000 |
| 2019-07-12 | Price change | $359,900 |
| 2019-06-14 | Price change | $369,860 |
| 2019-04-14 | Price change | $359,000 |
| 2019-03-17 | Price change | $369,499 |
| 2019-02-02 | Price change | $389,000 |
| 2019-01-29 | Price change | $399,000 |
| 2018-12-31 | Price change | $389,900 |
| 2018-12-19 | Price change | $359,000 |
| 2018-11-12 | Price change | $369,860 |
| 2018-10-22 | Price change | $369,870 |
| 2018-10-01 | Price change | $369,880 |
| 2018-09-12 | Price change | $369,890 |
| 2018-08-14 | Price change | $369,900 |
| 2018-07-26 | Price change | $399,890 |
| 2018-06-19 | Price change | $399,900 |
| 2018-06-09 | Price change | $379,900 |
| 2018-06-03 | Price change | $385,000 |
| 2018-05-14 | Price change | $399,000 |
| 2018-05-05 | Listed for sale | $424,900 |
| 2017-03-31 | Sold | $336,500 |
For Sale by Agent
View on Zillow