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137 Sportsman Dr, Waterloo, AL, 35677

1beds
2baths
1,250sqft
$459,900
$368price/sqft
$3,254/moest. monthly cost
$130,160/yrincome needed

About This Home

Welcome to this charming lakefront home located on beautiful Pickwick lake in Waterloo, AL.This delightful property provides a custom kitchen, many new additions such as roof, siding, windows and well house. Newly constructed sunroom and deck.The outdoor space provides a serene environment, appropriate for relaxation and entertaining with amazing views and private access to a beach area. A detached 30X30 shop for ample storage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Waterloo High SchoolGrades PK-121.9 mi
6/10
Underwood Elementary SchoolGrades PK-622.6 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Oven,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Other,Yes

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Recessed Lighting,High Ceilings,Crown Molding,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,250

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Split System

Interior Area

  • Total interior livable area: 1,250 sqft

Kitchen

  • Features: Stone Counters
  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1101110001072000
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (DECK),Deck
  • Exterior features: Outdoor Grill
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Tennessee River
  • Frontage length: 120

Lot

  • Lot size: 1.93 Acres

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$567$6,804
Property Taxes $122$1,464
Electricity $240$2,881
Total$3,254$39,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,565/yr
40% on housing$97,620/yr
45% on housing$86,773/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 35677$69
Lauderdale County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 35677$30
Lauderdale County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Price change$442,500
2025-09-08Price change$444,500
2025-07-31Price change$445,000
2025-07-17Listed for sale$449,500
2018-02-14Sold$105,000

For Sale by Agent

AgentSteven Koleno
BrokerageBeycome Brokerage Realty

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