817 County Road 316, Florence, AL, 35634
About This Home
Welcome to your year-round waterfront getaway on Shoal Creek! This inviting 5-bedroom, 3-bath home features an open floor plan, a spacious kitchen with a walk-in butlers pantry, and a relaxing master suite with beautiful views. Enjoy a flat backyard that leads right to the water, complete with your own Rv/boat pavilion, boat ramp, and pier—perfect for easy lake days. A large multi-level deck offers plenty of space to unwind, entertain, and take in the sunsets. A perfect place for family, friends, and everyday lake living!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Ice Maker,Microwave,Refrigerator,Stainless Steel Appliance(s)
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Cooling
- Cooling features: Ceiling Fan(s),Central Air
Features
- Open Floorplan,Tile Shower,Walk-In Closet(s)
- Flooring: Hardwood,Wood
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: Storage
- Finished area below ground: 0
- Finished area above ground: 3,250
Interior Area
- Total structure area: 3,250
- Total interior livable area: 3,250 sqft
Property
Details
- Parcel number: 0409320001024
Features
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Lake Front,Navigable Water,Pier,River Access,River Front,Seawall
- Waterbody name: Shoal Creek
Lot
- Lot size: 0.63 Acres
- Lot size dimensions: 68.7' WF x 407.09'
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,679 | $32,148 |
| Home Insurance * | $308 | $3,696 |
| Property Taxes | $141 | $1,692 |
| Electricity | $363 | $4,363 |
| Total | $3,491 | $41,892 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-12 | Price change | $559,900 |
| 2025-09-16 | Price change | $574,900 |
| 2025-09-08 | Price change | $585,000 |
| 2025-08-28 | Listed for sale | $599,900 |
| 2025-08-27 | Pending sale | $599,900 |
| 2025-08-07 | Price change | $599,900 |
| 2025-07-17 | Price change | $619,000 |
| 2025-05-20 | Listed for sale | $639,000 |
| 2025-05-12 | Pending sale | $639,000 |
| 2025-05-01 | Listed for sale | $639,000 |
| 2024-08-09 | Sold | $400,000 |
| 2024-07-01 | Pending sale | $414,900 |
| 2024-06-24 | Price change | $414,900 |
| 2024-06-12 | Listed for sale | $429,000 |
| 2018-11-01 | Listing removed | $319,900 |
| 2018-07-10 | Price change | $319,900 |
| 2018-05-02 | Listed for sale | $324,900 |
| 2017-12-01 | Listing removed | $332,900 |
| 2017-06-16 | Listed for sale | $332,900 |
| 2008-10-02 | Sold | $225,900 |
For Sale by Agent
View on Zillow