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905 W Madison St, Starke, FL, 32091

16beds
10baths
7,238sqft
$577,000
$80price/sqft
$4,794/moest. monthly cost
$191,760/yrincome needed

About This Home

A huge amount of space and parking. A bedroom for everyone as well as very large Livingroom and Den.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
Starke Elementary SchoolGrades PK-50.5 mi
2/10
Bradford Middle SchoolGrades 6-80.4 mi
4/10
Bradford High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1958

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven,Refrigerator

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 16
  • Bathrooms: 10
  • Full bathrooms: 9
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 7,238 sqft

Property

Details

  • Parcel number: 04065000000

Features

  • Exterior features: Brick,Metal
  • Has view: Yes
  • View description: City

Parking

  • Total spaces: 12
  • Parking features: Carport,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Bradford County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,917$35,004
Home Insurance *$414$4,968
Property Taxes $735$8,820
Electricity $728$8,740
Total$4,794$57,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,365/yr
40% on housing$143,820/yr
45% on housing$127,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.5%
10.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 32091$182
Bradford County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 32091
Bradford County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-29Listed for sale$527,000
2025-12-26Listing removed--
2025-09-27Listed for sale$527,000
2025-09-20Listing removed--
2025-06-22Listed for sale$527,000
2025-06-02Listing removed--
2025-03-04Listed for sale$527,000
2024-12-18Pending sale$527,000
2024-09-30Listed for sale$527,000
2024-07-18Listing removed--
2024-07-03Listed for sale$527,000
2024-05-03Listing removed--
2024-03-26Price change$547,000
2024-02-03Price change$557,000
2024-01-05Price change$559,000
2023-09-04Price change$600,000
2023-08-07Listed for sale$457,000
2023-07-30Listing removed--
2023-02-05Listed for sale$457,000
2023-01-20Listing removed--
2022-10-22Price change$457,000
2022-07-24Price change$467,000
2022-05-25Listed for sale$477,000
2009-02-19Sold$175,800

For Sale by Owner

AgentProperty Owner

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