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8099 SUMMER COVE Court, Jacksonville, FL, 32256

2beds
3baths
1,248sqft
$209,900
$168price/sqft
$1,698/moest. monthly cost
$67,920/yrincome needed

About This Home

This move-in ready 2-bedroom, 2.5-bath Jacksonville home is tucked on a quiet cul-de-sac and packed with fresh updates, including new LVP flooring through the main living areas, new plush carpet in both bedrooms, hallway, and staircase, and fresh interior paint throughout. The functional layout flows naturally between living and dining spaces, and a screened porch adds a versatile outdoor retreat perfect for the Florida climate. Conveniently located in the 32256 zip code with easy access to major employers, top-rated schools, shopping, and dining -- this is a solid, well-presented opportunity in a desirable Jacksonville location.

Getting Around

17
WalkingCar-Dependent
21
TransitMinimal Transit
49
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Shingle
  • Construction materials: Brick Veneer,Stucco,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: In Unit,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Open Floorplan,Pantry
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 1677465615
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 1,306 sqft

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Hail
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$130$1,560
Property Taxes $310$3,720
Electricity $197$2,366
Total$1,698$20,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,217/yr
40% on housing$50,940/yr
45% on housing$45,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 32256$178
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32256$229
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$209,900
2026-06-24Listed for sale$219,900
2026-06-17Sold$177,000
2019-06-29Listing removed$1,100
2019-06-18Listed for rent$1,100
2008-10-22Sold$136,800

For Sale by Agent

AgentROBERT E JONES
BrokerageOFFERPAD BROKERAGE FL LLC

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