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520 Chestnut Street, Leadville, CO, 80461

2beds
1baths
1,628sqft
$520,000
$319price/sqft
$3,354/moest. monthly cost
$134,160/yrincome needed

About This Home

Welcome to 520 Chestnut St! This spacious 2 bedroom, 1 full bathroom Leadville home offers larger square footage than many comparable properties in the area, providing plenty of room to live, work, and entertain. The thoughtful floor plan offers comfortable living spaces, while the unfinished basement provides abundant storage and potential for future customization to suit your needs. Situated on 3 city lots, this property offers additional outdoor space for recreation, gardening, or simply enjoying the mountain views. The oversized storage shed is great for all toys. A solid brick foundation adds to the home's durability and character, providing a strong base for years to come. Only a short walk to the shopping, restaurants, bars, festivals and races in downtown Leadville. Cross country skiing, snowshoeing, biking and walking/running are only a few blocks away on the Mineral Belt Trail that loops 11 miles around Leadville. Enjoy your morning coffee while taking in the views of Mount Massive and the surrounding San Isabel National Forest. 10 minute drive to Turquoise lake and the gold medal waters of the Arkansas river for trout fishing and rafting. From this property you are only 15 minutes away from the family friendly Ski Cooper mountain. Beat the I70 traffic to Vail, Beaver Creek, Breckenridge and Keystone. Copper mountain can be accessed in about 30 minutes. Please give me a call at 719-221-4628 to schedule your private showing today and experience the true Colorado high country!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
3/10
Lake County High SchoolGrades 7-120.3 mi
--

Construction

Condition

  • Year built: 1888

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Concrete,Wood
  • Number of fireplaces: 1
  • Fireplace features: Kitchen,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,628

Heating & Cooling

  • Heating features: Natural Gas,Radiant,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,628
  • Total interior livable area: 1,628 sqft

Living Room

  • Level: Main

Mud Room

  • Level: Main

Property

Details

  • Parcel number: 263326111010
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$262$3,144
Property Taxes $277$3,324
Electricity $186$2,232
Total$3,354$40,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,994/yr
40% on housing$100,620/yr
45% on housing$89,440/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 19.8%
19.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 23.1%
23.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 80461$243
Lake County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 80461—
Lake County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$520,000
2026-07-02Listed for sale$525,000
2025-12-11Listing removed$519,900
2025-10-31Price change$519,900
2025-08-28Listed for sale$524,900
2017-07-19Sold$140,000

For Sale by Agent

AgentArthur Serna
BrokerageFull Circle Real Estate Group

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