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4140 Horse Creek Blvd, Fort Myers, FL, 33905

4beds
4baths
3,162sqft
$1,300,000
$411price/sqft
$9,481/moest. monthly cost
$379,240/yrincome needed

About This Home

This beautiful home is one of the very few in which everyone's first word upon entering is "WOW". Incredible planning and great design makes this beautiful home a truly magnificent place to live. This home is in the much sought after gated community of Horse Creek. This home is built for the harsh Florida summers as it is made of concrete block construction, wrapped in Hardy board (Concrete)Planking, on a stem wall; With a whole home Generac Automatic 24KW generator W/ 500gallon buried propane tank and a 500 gallon Whole home reverse osmosis water system, with two new A/C systems, you will be high, dry, eating popcorn and watching TV regardless of weather! The kitchen is a chef's dream. All appliances are GE "Cafe", including Refrigerator ,gas cooktop, wall mounted oven and combo microwave/convection oven...all surrounding a huge island with a 36 inch custom sink and breakfast bar next to a bay window overlooking the amazing pool area. The pool area was inspired by the Key West lodge in Disneyworld mimicking a lazy river boat dock. With a huge 'manufactured' tree and concrete columns with lanterns, surrounded by lush tropical plants, a sundeck area, framed in rock, truly amazing! A beautiful new outside kitchen and bar with Granite countertops, Summit freezer, ice maker, Fridge, and storage. The gas grille and "Turbo Burner are Alturi by Summerset. There are five powerful DC fans and an electric retractable awning to complete this outside oasis. The detached guest house has a large bed/living room, a full bath, kitchenette, storage, and its own A/C, comfortable and private for guests! The walkway from the main house to the guest house is fully screened for security. The 4 car garage is a great place for the mechanically adept with epoxied floors, central vacuum, automatic doors, and large storage area above the garage. As you look to the back of the fenced in back yard , note that the property continues through the oak trees for approx. 150ft, ending at a wooded preserve. No neighbors ever behind or in front of this home on 1.19 acres. Horse Creek has a large open area with picnic tables and grilles where you can hold very large gatherings if so desired. This home is encircled by Ring cameras, and all of the entry door locks are keypads. This amazing home really needs to be toured to realize just how special it all is. To top it all off, the HOA fees are amazingly low!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Manatee Elementary SchoolGrades PK-52.4 mi
3/10
4/10
Riverdale High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Roof: Metal
  • Construction materials: Block,Other,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Freezer,Gas Cooktop,Disposal,Ice Maker,Microwave,Refrigerator,RefrigeratorWithIce Maker,Self Cleaning Oven,Wine Cooler,Water Purifier,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Bedroom on Main Level,Bathtub,Tray Ceiling(s),Closet Cabinetry,Cathedral Ceiling(s),Dual Sinks,Eat-in Kitchen,Family/Dining Room,Jetted Tub,Living/Dining Room,Multiple Shower Heads,Main Level Primary,Sitting Area in Primary,Separate Shower,Cable TV,Vaulted Ceiling(s),Bar,Walk-In Closet(s),Window Treatments,Bathroom,Den,Family Room,Guest Quarters,Office
  • Door features: Sliding Doors
  • Window features: Arched,Bay Window(s),Display Window(s),Single Hung,Window Coverings
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,190
  • Total interior livable area: 3,162 sqft

Property

Details

  • Parcel number: 0644261100000.0410
  • Lease amount: 0
  • Zoning description: AG-2
  • Other equipment: Generator,Reverse Osmosis System

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Pool Equipment,Screen Enclosure,Salt Water
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Fence,None,Outdoor Grill,Patio,Awning(s)
  • Has spa: Yes
  • Spa features: Electric Heat,Gunite,In Ground
  • Has view: Yes
  • View description: Landscaped,Lake,Trees/Woods
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: None

Lot

  • Lot size: 1.19 Acres
  • Features: Oversized Lot
  • Lot size dimensions: 105 x 383 x 167 x 459

Parking

  • Total spaces: 4
  • Parking features: Deeded,Driveway,Detached,Garage,Paved,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$1,057$12,684
Property Taxes $1,533$18,396
Electricity $318$3,818
Total$9,481$113,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$325,062/yr
40% on housing$284,430/yr
45% on housing$252,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$411This listing

vs Other Active Listings

Avg $/sqft

ZIP 33905$173
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33905$194
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$1,300,000
2020-08-12Sold$655,000
2020-06-29Pending sale$675,000
2020-06-24Listed for sale$675,000
2010-11-18Sold$320,000
2010-06-28Listed for sale$449,900
2005-10-31Sold$192,800

For Sale by Agent

AgentRob Bennett
BrokerageStarlink Realty, Inc

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