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20245 SW 63rd Pl, Dunnellon, FL, 34431

4beds
3baths
2,814sqft
$489,900
$174price/sqft
$3,554/moest. monthly cost
$142,160/yrincome needed

About This Home

Situated on a nearly one-acre corner lot, this exceptional custom-built home combines timeless elegance, thoughtful upgrades, and versatile living spaces now featuring a BRAND NEW ROOF being installed May 2026 with GAF shingles. Arrive at the multilevel newly epoxy flaked front porch. Step through the grand entryway into an impressive foyer, where a sparkling chandelier and beautifully detailed tile flooring with a custom inlay set the tone for the rest of the home. The open-concept floor plan is enhanced by soaring 12-foot ceilings in the main living areas and 8-foot doors throughout, creating an airy and inviting atmosphere. The spacious family room features rich cherrywood flooring, crown molding, recessed lighting, and a cozy gas fireplace with a partial marble mantel perfect for relaxing or entertaining. French doors off the main living space provide access to a covered, screened patio, creating a seamless indoor-outdoor flow. This inviting space leads to an additional concrete patio, perfect for BBQing and outdoor gatherings. Designed with the home chef in mind, the kitchen boasts cherrywood cabinetry with convenient roll-out drawers, granite counters and backsplash, breakfast bar with stylish pendant lighting, gas stovetop with wall-mounted range hood, wall oven, built-in microwave, newer double-door refrigerator, and a reverse osmosis water filtration system. Retreat to the massive primary suite, complete with tray ceiling, crown molding, and sliding glass doors that open to the backyard. The en-suite bath offers dual vanities, a soaking tub, walk-in shower with dual shower heads, and an oversized walk-in closet. Additional living space includes three guest bedrooms (two with walk-in closets), two full guest bathrooms, a dedicated home office, and a flexible bonus space ideal for a fourth guest bedroom, gym, or media room. The home also features a one-car attached garage with laundry and a detached 24x25 garage added in 2022, complete with insulation, 30-amp electric service, and epoxy flooring. An oversized driveway with an additional parking pad, along with a crushed rock drive leading to the detached garage, provides ample space for vehicles, boats, or recreational toys. This meticulously cared-for residence has remained pet-free and smoke-free, contributing to its exceptional condition and fresh interior. Additional highlights include: Covered gutters and new security lighting around the entire home, plus new carriage lighting at the front entry, a whole-house surge protector, a garden shed, and easy-care landscaping. Enjoy privacy, space, and refined comfort on this expansive corner lot. Ideally located just minutes from Rainbow River, World Equestrian Center and shopping and dining.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
4/10
Dunnellon Middle SchoolGrades 6-85.1 mi
2/10
Dunnellon High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Propane Appliances,Dishwasher,Gas Cooktop,Disposal,Refrigerator,Range Hood,Water Heater
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Bathtub,Tray Ceiling(s),Dual Sinks,Fireplace,Garden Tub/Roman Tub,High Ceilings,Primary Suite,Open Floorplan,Split Bedrooms,Separate Shower,Tub Shower,Vaulted Ceiling(s),Walk-In Closet(s),French Door(s)/Atrium Door(s),Sliding Glass Door(s)
  • Door features: Double Door Entry,French Doors,Sliding Doors
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,334
  • Total interior livable area: 2,814 sqft

Property

Details

  • Parcel number: 0352322000
  • Zoning: R1
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Landscaping,Concrete Driveway

Lot

  • Lot size: 0.95 Acres
  • Features: Cleared,Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Driveway,Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$315$3,780
Property Taxes $479$5,748
Electricity $283$3,398
Total$3,554$42,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,851/yr
40% on housing$106,620/yr
45% on housing$94,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 34431$138
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34431$180
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$489,900
2026-05-05Pending sale$489,900
2026-04-03Listed for sale$489,900
2026-03-09Pending sale$489,900
2026-02-25Listed for sale$489,900
2022-06-06Sold$435,000
2022-05-06Listed for sale$475,000
2022-04-08Listing removed--
2022-03-29Price change$455,000
2022-03-07Price change$420,000
2022-03-05Price change$399,900
2022-03-02Price change$445,000
2022-02-26Price change$435,000
2022-02-22Price change$433,000
2022-02-17Price change$430,000
2022-02-09Price change$427,000
2022-01-18Price change$421,000
2022-01-04Listed for sale$425,000
2021-12-24Listing removed--
2021-12-22Price change$389,999
2021-12-17Price change$439,900
2021-12-12Price change$398,900
2021-12-06Price change$399,900
2021-11-12Price change$420,000
2021-11-02Listed for sale$398,900
2011-10-06Sold$160,500
2006-06-19Sold$55,000
2004-10-22Sold$10,514

For Sale by Agent

AgentLaurie Callahan, Century 21 J.W.Morton R.E.
BrokerageCentury 21 J.W.Morton R.E.

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