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23 Yonah Lake Rd, TOCCOA, GA, 30577

2beds
1baths
408sqft
$133,000
$326price/sqft
$1,242/moest. monthly cost
$49,680/yrincome needed

About This Home

Hunting/fishing cabin in the beautiful mountains of Toccoa, surrounded by National Forest. This cabin features one bedroom off the kitchen area along with another bed in the studio style living room. In the living room you have a built in entertainment center, beautiful wood ceilings and big windows to enjoy your mountain views. Outside you will find a huge deck perfect for enjoying your morning coffee and sunrises, entertaining or even hunting. This property does have a separate building with a compositing toilet system. Bring your 4x4 vehicle to access this property in inclement weather. On those gorgeous days bring your boat and take advantage of the public boat ramp less than 1 mile away and fish for trout, walleye and more or fish Panther Creek (known for its trout). You will not find this "off the grid" property on GPS, so call your realtor now and make an appointment to tour this unique opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
7/10
--
Habersham Success AcademyGrades 6-1212.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2017

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage,Country/Rustic
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Microwave,Oven/Range (Combo),Refrigerator
  • Laundry features: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Vaulted Ceiling(s)
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 408

Heating & Cooling

  • Heating features: Wood
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 408
  • Total interior livable area: 408 sqft

Property

Details

  • Parcel number: 159 031

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4.77 Acres
  • Features: Private,Steep Slope

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $672$8,064
Home Insurance *$88$1,056
Property Taxes $263$3,156
Electricity $219$2,637
Total$1,242$14,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,582/yr
40% on housing$37,260/yr
45% on housing$33,120/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 30577$138
Habersham County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 30577$154
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$137,500
2025-10-15Price change$138,000
2025-07-11Listed for sale$140,000
2025-07-07Listing removed$147,000
2025-06-10Price change$147,000
2025-04-28Price change$152,000
2025-01-08Listed for sale$156,000
2022-08-11Sold$125,000
2022-08-04Pending sale$140,000
2022-06-13Price change$140,000
2022-05-20Listed for sale$160,000
2005-09-08Sold$19,000

For Sale by Agent

AgentKrystal Ingram
BrokerageVirtual Properties Realty.com

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