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115 Wood St, Cornelia, GA, 30531

3beds
2baths
1,685sqft
$219,000
$130price/sqft
$1,865/moest. monthly cost
$74,600/yrincome needed

About This Home

Welcome to your dream home in Cornelia, Georgia, where southern charm meets retro. This residence offers a relaxing retreat with its double lot surrounded by roads on 3 sides, ensuring you have ample space to create your very own backyard oasis. Step inside and be greeted by a large living/dining area that promises to be the heart of your home. With 1421 square feet of conditioned space, and additional 264 square feet of enclosed porch, this house is designed to offer both comfort and functionality. The open design encourages a flow from room to room, making it perfect for entertaining guests or enjoying quiet nights in with the family. The house boasts three bedrooms, including a master bedroom with en suite. Each bedroom comes with ample closet space. The additional two bedrooms are also well-appointed, ensuring that every family member or guest feels right at home. The kitchen features appliances and abundant cabinet space. Whether you're whipping up a quick breakfast or a gourmet dinner, this kitchen meets all your needs with ease. Not to be overlooked, the outdoor space this property offers is truly a highlight. The large lot affords endless possibilities for gardening, leisure, and outdoor gatherings. The large garage/shop/RV storage building is a plus. Imagine summer barbecues, autumn bonfires, or simply unwinding under the stars-the choice is all yours in this personal haven. The property is a stone's throw away from shopping and recreation areas. The home is situated on quiet city streets and enjoy a walk around the friendly neighborhood visiting neighbors. This house is more than just a place to live; it's a place to thrive, offering all the conveniences of modern living in a welcoming neighborhood. It's ready to be refreshed with your touches to become the Queen of the neighborhood. Photographs shows the potential with a little cosmetic refresh. Come check her out and make an offer today. Seller motivated

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
7/10
Wilbanks Middle SchoolGrades 6-83.5 mi
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1963

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Block,Brick 4 Sides

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Great Room

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood
  • Fireplace features: None
  • Attic: Pull Down Stairs
  • Finished area above ground: 1,685
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 1,685
  • Total interior livable area: 1,685 sqft

Kitchen

  • Features: Cabinets Other

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 087C075
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Rain Gutters,Storage,No Dock
  • Spa features: None
  • Fencing: Back Yard,Chain Link
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.43 Acres
  • Features: Back Yard,Corner Lot,Level
  • Lot size dimensions: 174 x 118

Parking

  • Total spaces: 1
  • Parking features: Carport,Detached
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Ice Storm
Strong Wind
Tornado
Hail

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$105$1,260
Property Taxes $434$5,208
Electricity $219$2,637
Total$1,865$22,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,942/yr
40% on housing$55,950/yr
45% on housing$49,733/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 30531$161
Habersham County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 30531$169
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$237,500
2026-03-26Price change$244,000
2026-01-02Price change$249,300
2025-09-05Price change$262,900
2025-07-01Listed for sale$269,900
2025-07-01Listing removed$274,500
2025-01-02Price change$274,500
2024-11-18Listed for sale$284,900

For Sale by Agent

AgentDavid Kimbrell
BrokerageWaldrip Real Estate

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