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21515 4th St, Keyesport, IL, 62253

2beds
1baths
1,216sqft
$129,900
$107price/sqft
$1,036/moest. monthly cost
$41,440/yrincome needed

About This Home

Nestled on approximately 5 acres of mature trees and natural privacy, this property offers a unique opportunity just minutes from Carlyle Lake. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, the setting alone is hard to replicate. The home is currently classified as a 2 bedroom, 1 bathroom, with renovations in progress to convert the layout into a 3 bedroom, 2 bathroom home. Recent updates include newer flooring throughout much of the home, along with ongoing improvements that provide a strong foundation for completing the space to your own style and preferences. Inside, you'll find a functional layout with spacious living areas and a large primary bedroom. The home is livable as-is while offering clear potential for added value once renovations are completed. Outside, the property features a peaceful, wooded setting with open yard space, a carport, and additional outbuildings for storage or hobbies. The surrounding acreage provides privacy, room to expand, and excellent potential for outdoor recreation. Located in close proximity to Carlyle Lake, you'll enjoy easy access to boating, fishing, and all the recreational amenities the area has to offer. A rare opportunity to own acreage in a desirable location with the ability to finish and customize to your liking.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
3/10
Carlyle High SchoolGrades 9-129.4 mi
9/10
Carlyle Elementary SchoolGrades PK-49.5 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Aluminum
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Built-In Gas Range,Refrigerator,Washer/Dryer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,216

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,216 sqft

Property

Details

  • Parcel number: 030302100021
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 5 Acres
  • Features: Heavy Woods

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$73$876
Property Taxes $177$2,124
Electricity $130$1,569
Total$1,036$12,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,520/yr
40% on housing$31,080/yr
45% on housing$27,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 62253$238
Clinton County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 62253$171
Clinton County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$149,900
2021-07-21Sold$62,500

For Sale by Agent

AgentBrooke Mitchell
BrokerageKeller Williams Pinnacle

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