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456 Oak Springs Rd, Clarkesville, GA, 30523

2beds
2baths
1,760sqft
$485,000
$276price/sqft
$3,796/moest. monthly cost
$151,840/yrincome needed

About This Home

Character, craftsmanship, and breathtaking lake views come together in this one-of-a-kind retreat just minutes from downtown Clarkesville. Nestled on nearly 5 private acres with direct lake frontage, this charming 2-bedroom, 2-bath home offers a rare combination of peaceful waterfront living and convenient access to town. Inside, you'll find custom Craftsman-inspired details throughout, showcasing exceptional attention to detail and timeless design. Rich hardwood flooring, warm finishes, and thoughtfully crafted spaces create an inviting atmosphere full of personality and charm. Step outside to the expansive back porch and take in stunning lake views-the perfect place to enjoy morning coffee, entertain guests, or simply unwind while soaking in the natural beauty of your surroundings. A massive garage/workshop provides endless possibilities for hobbyists, craftsmen, boat storage, or additional workspace. Whether you're searching for a full-time residence, weekend getaway, or lakeside retreat, this unique property offers the privacy, character, and setting you've been dreaming of.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
8/10
--
Habersham Success AcademyGrades 6-125.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Master On Main Level,Split Bedroom Plan,Walk-In Closet(s)
  • Flooring: Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,760

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Property

Details

  • Parcel number: 068 050A

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Water Feature
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Privileges
  • Frontage type: Lakefront
  • Residential vegetation: Grassed,Partially Wooded

Lot

  • Lot size: 4.25 Acres
  • Features: Level,Private

Parking

  • Parking features: Attached,Garage,Guest,Kitchen Level,Side/Rear Entrance,Storage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$215$2,580
Property Taxes $910$10,920
Electricity $219$2,637
Total$3,796$45,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,148/yr
40% on housing$113,880/yr
45% on housing$101,226/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 30523$215
Habersham County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 30523$209
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$485,000
2026-05-30Listed for sale$495,000
2018-12-21Sold$42,000

For Sale by Agent

AgentAmanda Stewart
BrokerageKeller Williams Lanier Partners

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