413 W Oak St, New Baden, IL, 62265
About This Home
Welcome home to this beautifully updated 3-bedroom, 2-bath home nestled in a quiet cul-de-sac! Nearly every room has been refreshed, making this home truly move-in ready. The open-concept floor plan features a spacious living room that flows seamlessly into the dining area and updated kitchen, complete with brand-new cabinets, countertops, and plenty of space for gathering with family and friends. The primary bedroom now offers the convenience of a newly added private en-suite bathroom, while all-new flooring, interior doors, trim, and fresh paint throughout give the home a modern, cohesive feel. Just off the laundry room is a versatile bonus room that can easily serve as a home office, walk-in pantry, playroom, hobby room, or additional storage space. Outside, you'll appreciate the attached 2-car garage, newly installed soffit and gutters, and a fenced backyard that's perfect for kids, pets, or entertaining. Situated on a cul-de-sac, this home offers both privacy and minimal traffic in a desirable neighborhood. With so many recent updates already completed, all that's left to do is move in and enjoy!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1978
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Bathroom2
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 48
- Dimensions: 8x6
Bedroom2
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 132
- Dimensions: 12x11
Bedroom3
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 121
- Dimensions: 11x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Bonus Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 77
- Dimensions: 11x7
Dining Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 96
- Dimensions: 12x8
Family Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 240
- Dimensions: 16x15
Features
- Finished area below ground: 0
- Finished area above ground: 1,383
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,383
- Total interior livable area: 1,383 sqft
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 120
- Dimensions: 12x10
Laundry
- Level: Main
- Area: 49
- Dimensions: 7x7
Primary Bathroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 40
- Dimensions: 8x5
Primary Bedroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 168
- Dimensions: 14x12
Property
Details
- Parcel number: 111007301021
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: One
Lot
- Lot size: 9,147 sqft
- Features: Cul-De-Sac,Level
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Earthquake
- Hail
- Heat Wave
- Winter Weather
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,111 | $13,332 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $300 | $3,600 |
| Electricity | $130 | $1,569 |
| Total | $1,767 | $21,204 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Listing removed | $219,900 |
| 2026-08-07 | Contingent | $219,900 |
| 2026-08-04 | Listed for sale | $219,900 |
| 2025-09-22 | Sold | $134,000 |
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