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65 Spratlin Way, Hull, GA, 30646

6beds
7baths
4,000sqft
$895,000
$224price/sqft
$6,915/moest. monthly cost
$276,600/yrincome needed

About This Home

Luxury Custom Brick Home in Spratlin Mill subdivision! Two story Beauty with Garage and Finished Basement. Main level: Enjoy the veranda off the kitchen area for morning coffee, Lots of Kitchen Cabinets with Island, opens to the Impressive Dining room, Entrance hall with Half Bathroom, Family room with Hardwood Floors, Cozy Fireplace with Gas logs and built in Bookshelves, Office area or hobby room, Large Primary suite with Trey ceiling and doors leading to Covered back Porch. Primary Bath with double sinks, granite countertops, Jacuzzi tub and Tile shower, Massive walk in Closet. Upstairs: 3 Bedroom suites with bathrooms for family and guests. Basement level finished: Kitchen area, Dining room, 2 Bedrooms, 2 Full Bathrooms, large Family room for additional family members or guest living space. Large level backyard for kids or grandkids to play, explore the outdoors from the Covered porch for relaxing. Lots to Offer, close to Athens and UGA.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
4/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick Front,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: In Kitchen,Mud Room

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Exterior Entry,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Seats 12+,Separate Room

Features

  • Bookcases,Double Vanity,High Ceilings,In-Law Floorplan,Master On Main Level,Rear Stairs,Separate Shower,Soaking Tub,Split Bedroom Plan,Tile Bath,Tray Ceiling(s),Entrance Foyer,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,400
  • Finished area above ground: 2,600

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Pantry,Second Kitchen,Solid Surface Counters

Property

Details

  • Parcel number: 0031 195

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 2.23 Acres
  • Features: Level,Private,Sloped

Parking

  • Total spaces: 4
  • Parking features: Assigned,Attached,Garage,Garage Door Opener,Parking Pad,Side/Rear Entrance
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$161$1,932
Property Taxes $1,841$22,092
Electricity $388$4,663
Total$6,915$82,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,085/yr
40% on housing$207,450/yr
45% on housing$184,400/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 30646$165
Madison County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 30646
Madison County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$929,000
2007-05-03Sold$349,000
2006-09-21Sold$330,000
2005-09-28Sold$334,500

For Sale by Agent

AgentSusan Hart
BrokerageAbove All Realty

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