700 Walnut St, Germantown, IL, 62245
About This Home
Charming and affordable opportunity in the heart of Germantown! This spacious home offers flexible living arrangements. The property includes a finished former garage area with a full kitchen and bathroom, providing additional living space and flexibility for a variety of uses. Perfect for multi-generational living, an in-law suite, a teenager seeking extra privacy. The main home features comfortable living spaces, a functional layout, and plenty of room for everyday living. Outside, you'll find a generously sized yard with space to relax, entertain, or enjoy outdoor activities. Whether you're looking for a primary residence, a home with room for extended family, or an investment opportunity with income potential, this property offers exceptional versatility and value. Conveniently located in the highly regarded Germantown School District and close to local amenities, this is a rare opportunity to own a home that can adapt to your family's changing needs. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1932
Materials
- Foundation: Other
- Roof: Aluminum
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Free-Standing Refrigerator
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Flooring: Laminate
- Finished area above ground: 1,080
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 1,080
- Total interior livable area: 1,080 sqft
Property
Details
- Parcel number: 121104422002
- Special condition: Standard
Features
- Levels: One
- Patio & porch: None
- Fencing: None
- Has view: Yes
- View description: None
Lot
- Lot size: 0.30 Acres
- Features: Cleared
- Lot size dimensions: 133 x 99
Parking
- Total spaces: 1
- Parking features: Gravel
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $755 | $9,060 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $230 | $2,760 |
| Electricity | $130 | $1,569 |
| Total | $1,204 | $14,448 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $138,500 |
| 2026-06-24 | Listed for sale | $149,500 |
| 2024-07-09 | Sold | $50,000 |
View on Zillow