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444 Ansley Rd, Demorest, GA, 30535

3beds
2baths
1,123sqft
$299,900
$267price/sqft
$2,375/moest. monthly cost
$95,000/yrincome needed

About This Home

This charming ranch-style home offers 3 bedrooms, 1 full bathroom, 1 half bathroom all on one level, and is set on a spacious 0.71 acre lot in a great location. The living area flows seamlessly into the kitchen and dining space, creating a great area for the entire family. From the kitchen, step out onto the new back deck overlooking the large backyard. You can enter the home from the carport that will lead you into the large mudroom. You can also access an additional storage closet from the carport. The location provides convenience to Hwy 441. Just minutes away from Demorest, Cornelia, or Clarkesville. Schedule your showing today.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
--
Habersham Success AcademyGrades 6-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Water Heater,Oven/Range (Combo),Refrigerator
  • Laundry features: Mud Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Tray Ceiling(s)
  • Flooring: Carpet,Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,123

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,123
  • Total interior livable area: 1,123 sqft

Property

Details

  • Parcel number: 108 182H

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.71 Acres
  • Features: Sloped

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Ice Storm
Tornado
Earthquake
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$134$1,608
Property Taxes $506$6,072
Electricity $219$2,637
Total$2,375$28,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,428/yr
40% on housing$71,250/yr
45% on housing$63,333/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 30535$150
Habersham County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 30535$206
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$299,900
2024-08-15Sold$210,000

For Sale by Agent

AgentMatthew Hill
BrokerageHeadwaters Realty

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