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426 Skyview Cir, Clarkesville, GA, 30523

2beds
2baths
1,184sqft
$279,000
$236price/sqft
$1,885/moest. monthly cost
$75,400/yrincome needed

About This Home

Whether you're seeking a full-time residence, second home, or investment opportunity, this charming mountain retreat offers the perfect blend of comfort and nature. Nestled on a peaceful 1.08-acre lot, the property provides a tranquil setting with a seasonal view of Mount Yonah and an easy walk to the neighborhood lake-ideal for fishing and enjoying the outdoors. Inside, you'll find a warm and inviting interior featuring beautiful pine wood flooring throughout and a functional layout with 2 bedrooms and 1.5 baths. Recent updates include a new front deck-perfect for taking in the natural surroundings-as well as a stove, refrigerator, and water holding tank all less than one year old. Conveniently located near Helen, Clarkesville, and Cleveland, this property offers quick access to local wineries, hiking trails, tubing and kayaking, great restaurants, and the popular Oktoberfest in Helen. Whether you're looking to relax or explore, this property delivers the best of North Georgia mountain living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1983

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Electric Water Heater,Oven/Range (Combo)
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Exterior Entry,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Bookcases
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Basement,Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 352
  • Finished area above ground: 832
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,184
  • Total interior livable area: 1,184 sqft

Property

Details

  • Parcel number: 020 091

Features

  • Levels: One
  • Stories: 1
  • Residential vegetation: Wooded

Lot

  • Lot size: 1.08 Acres
  • Features: Sloped

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$124$1,488
Property Taxes $132$1,584
Electricity $219$2,637
Total$1,885$22,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,628/yr
40% on housing$56,550/yr
45% on housing$50,266/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 30523$217
Habersham County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 30523$209
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$284,000
2026-03-31Price change$299,000
2026-03-27Listed for sale$325,000
2025-03-28Sold$235,000
2025-03-26Pending sale$260,000
2025-02-15Listed for sale$260,000
2025-02-08Listing removed$265,000
2024-09-26Price change$265,000
2024-08-16Listed for sale$275,000
2019-11-08Sold$132,000
2019-08-16Pending sale$129,500
2019-07-31Listed for sale$129,500

For Sale by Agent

AgentGreg Adams
BrokerageChris McCall Realty

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