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392 Ivy Hills Cir, Mount Airy, GA, 30563

4beds
3baths
1,711sqft
$330,000
$193price/sqft
$2,713/moest. monthly cost
$108,520/yrincome needed

About This Home

This home offers space galore with three bedrooms, three baths, and a bonus room with a full bathroom, for an additional bedroom. Master bedroom features a tray ceiling and a separate garden tub & shower in ensuite bath. The living room offers a nice fireplace and a beautiful cathedral ceiling. Huge combination kitchen and dining room space that leads to the back deck. Wraparound porch and spacious yard makes this a perfect home for entertaining guests and comes with an above the ground swimming pool. Double door garage offers plenty of space for parking & storage too! Beautiful home in a great location!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Oven/Range (Combo)
  • Laundry features: In Hall

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Dining Rm/Living Rm Combo,L Shaped

Features

  • High Ceilings,Soaking Tub,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,711

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Electric,Central Air

Interior Area

  • Total structure area: 1,711
  • Total interior livable area: 1,711 sqft

Property

Details

  • Parcel number: 134 008B

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.52 Acres
  • Features: Corner Lot,Open Lot

Parking

  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$172$2,064
Property Taxes $654$7,848
Electricity $219$2,637
Total$2,713$32,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,017/yr
40% on housing$81,390/yr
45% on housing$72,346/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 30563$125
Habersham County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 30563$189
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$330,000
2021-12-02Sold$243,000
2021-10-21Pending sale$239,900
2021-10-20Listed for sale$239,900
2013-06-14Sold$105,000
2012-08-02Price change$109,500
2012-03-29Price change$114,900
2012-01-10Listed for sale$119,900
2011-07-10Listing removed$125,500
2011-04-30Price change$125,500
2011-01-13Price change$127,500
2010-06-27Price change$129,500
2010-04-05Listed for sale$130,500
2006-08-01Sold$130,900

For Sale by Agent

AgentGuy Ramos
BrokerageHeadwaters Realty

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