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221 Grand Magnolia Ln, Clarkesville, GA, 30523

4beds
3baths
3,133sqft
$589,900
$188price/sqft
$3,906/moest. monthly cost
$156,240/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 2-bath home offering versatile living spaces and a functional layout designed for both everyday comfort and entertaining. The main level features hardwood and tile flooring throughout, spacious living and dining areas, and a dedicated home office. The finished basement includes a home gym, additional bedroom and full bathroom, plus a kitchenette area ideal for an in-law suite, teen retreat, or extended guest space with private entrance. Upstairs, a unique bonus area features a rock-climbing wall and flexible space perfect for a playroom, game room, or additional sleeping area. Step outside to enjoy the new back deck overlooking a beautiful in-ground saltwater pool, all situated on a level lot designed for relaxing and entertaining. Additional features include a 2-car garage and access to neighborhood amenities including a playground, tennis courts, and a stocked fishing pond located in the prestigious Grand Oaks Plantation Subdivision. Conveniently located just minutes from downtown Clarkesville, Cornelia, and Helen, this property offers the perfect blend of comfort, functionality, and outdoor living with easy access to shopping, dining, schools, and recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
8/10
--
Habersham Success AcademyGrades 6-127.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range (Combo),Refrigerator
  • Laundry features: In Hall

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Concrete,Dirt Floor,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Master On Main Level
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 684
  • Finished area above ground: 2,449

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,133
  • Total interior livable area: 3,133 sqft

Property

Details

  • Parcel number: 040 056F

Features

  • Levels: One and One Half
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Salt Water

Lot

  • Lot size: 1.01 Acres
  • Features: Level,Private

Parking

  • Parking features: Attached,Garage,Kitchen Level
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$262$3,144
Property Taxes $358$4,296
Electricity $304$3,652
Total$3,906$46,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,920/yr
40% on housing$117,180/yr
45% on housing$104,160/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 30523$215
Habersham County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 30523$209
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$589,900
2026-06-10Price change$605,000
2026-05-22Listed for sale$639,900
2018-08-15Sold$305,000
2018-07-18Pending sale$299,900
2018-07-13Price change$299,900
2018-06-11Listed for sale$310,000
2013-04-19Sold$144,200
2013-02-16Listed for sale$139,900
2012-11-06Sold$170,910
2004-12-06Sold$28,000

For Sale by Agent

AgentNicole Heaton
BrokerageTalan Properties LLC

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