1516 Ruth Ann Dr, Centralia, IL, 62801
About This Home
Cute 3 bedroom 1 bath home. Eat in kitchen, living room/family room. Move in ready. Large fenced backyard. Conveniently located near shopping.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding,Brick Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Refrigerator
Basement
- Basement: None
Bedroom2
- Features: Flooring (Laminate)
- Level: Main
- Area: 90
- Dimensions: 9X10
Bedroom3
- Level: Main
- Area: 63
- Dimensions: 9X7
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Family Room
- Features: Flooring (Laminate)
- Level: Main
- Area: 176
- Dimensions: 11X16
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,275
- Total interior livable area: 1,275 sqft
Kitchen
- Features: Flooring (Tile)
- Level: Main
- Area: 144
- Dimensions: 16X9
Laundry
- Level: Main
- Area: 66
- Dimensions: 11X6
Living Room
- Features: Flooring (Laminate)
- Level: Main
- Area: 169
- Dimensions: 13X13
Master Bedroom
- Features: Flooring (Laminate)
- Level: Main
- Area: 108
- Dimensions: 9X12
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 151413102029
- Special condition: None
Features
- Stories: 1
Lot
- Lot size: 8,712 sqft
- Lot size dimensions: 72x120
Parking
- Total spaces: 2
- Parking features: Concrete,Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $530 | $6,360 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $135 | $1,620 |
| Electricity | $130 | $1,569 |
| Total | $994 | $11,928 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Listed for sale | $104,900 |
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