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600 Smith Fork Dr, Demorest, GA, 30535

5beds
5baths
3,444sqft
$440,000
$128price/sqft
$3,407/moest. monthly cost
$136,280/yrincome needed

About This Home

[BACK ON THE MARKET AT NO FAULT OF THE SELLER!] The FHA appraisal has already been completed, providing added confidence for buyers and lenders. Beautifully maintained and thoughtfully designed, this 5-bedroom, 5-bath home sits on approximately one acre along a private road, offering the peace and privacy of a non-HOA setting. Every bedroom features its own private en-suite bath with a walk-in shower, making this home ideal for guests, multi-generational living, or anyone who values comfort and privacy. The main level offers a spacious primary suite, an inviting open-concept living area with a cozy fireplace, and a well-appointed kitchen with stainless steel appliances. Youll also appreciate the exceptional closet space, abundant storage throughout, and a newly built storage building for even more functionality. A large bonus TV room with its own private entrance provides incredible flexibility and could easily serve as a media room, home office, recreation space, or additional sleeping area. Three covered porches, each approximately 50 feet in length, create the perfect spots to relax, entertain, and enjoy the peaceful surroundings. Additional features include two separate 2-car garages, central HVAC, and a quiet country setting thats just minutes from shopping, dining, and everyday conveniences. This home is move-in ready and offers a unique combination of space, privacy, and versatility. And as an added bonus septic tank has already been inspected and pumped ! Schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
8/10
--
Habersham Success AcademyGrades 6-127.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer
  • Laundry features: Mud Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • High Ceilings,Master On Main Level
  • Flooring: Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 3,444

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 3,444
  • Total interior livable area: 3,444 sqft

Property

Details

  • Parcel number: 022 246

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 1 Acres
  • Features: Private

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$197$2,364
Property Taxes $652$7,824
Electricity $334$4,015
Total$3,407$40,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,811/yr
40% on housing$102,210/yr
45% on housing$90,853/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 30535$151
Habersham County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 30535$206
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$415,000
2026-08-06Price change$429,000
2026-07-24Listed for sale$440,000
2026-06-02Pending sale$440,000
2026-05-26Price change$440,000
2026-04-09Pending sale$430,000
2026-02-13Price change$430,000
2026-01-02Listed for sale$475,000
2025-12-29Listing removed--
2025-12-12Listed for sale$515,000
2024-10-10Listing removed$509,000
2024-09-26Listed for sale$509,000
2024-09-25Listing removed$524,900
2024-09-04Listed for sale$524,900
2024-09-03Listing removed$529,900
2024-08-03Price change$529,900
2024-07-16Price change$549,900
2024-07-05Listed for sale$559,900
2024-06-19Listing removed--
2024-06-17Price change$565,000
2024-06-16Listed for sale$588,000
2019-07-30Sold$220,000
2019-07-02Pending sale$229,900
2019-06-14Price change$229,900
2019-05-29Listed for sale$237,000
2012-12-10Sold$79,900

For Sale by Agent

AgentDakota Bradley
BrokerageKeller Williams Greater Athens

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