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405 Plum Nelly Trl, Rising Fawn, GA, 30738

3beds
3baths
2,384sqft
$799,000
$335price/sqft
$5,213/moest. monthly cost
$208,520/yrincome needed

About This Home

Some homes are beautiful... but every once in a while, you come across a property that simply makes you slow down, take a deep breath, and appreciate the peace that surrounds you. 405 Plum Nelly Trail in Rising Fawn, Georgia is one of those special places. Tucked away on 10 private acres and surrounded by more than 7,700 acres of protected, undeveloped land, this incredible property offers a lifestyle that is becoming harder and harder to find. Imagine starting each morning with a cup of coffee overlooking your own 2-acre spring-fed pond, watching the sunrise from the dock as nothing but nature surrounds you. Spend your afternoons relaxing by the sparkling in-ground pool, entertaining family and friends, or exploring the nearby beauty of Cloudland Canyon State Park. When you're ready for dining, shopping, or entertainment, downtown Chattanooga is just a short drive away--giving you the perfect balance of peaceful country living and city convenience. This isn't just a home--it's a place where memories are made, traditions begin, and life's busiest moments seem to slow down. If you've been searching for privacy, luxury, and a connection to nature, 405 Plum Nelly Trail may be exactly what you've been dreaming of. If you'd like to experience this one-of-a-kind mountain retreat, I'd love to schedule your private showing. Buyer and buyer's agent to verify ALL information. Information deemed reliable but not guaranteed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
Dade Elementary SchoolGrades PK-56.6 mi
6/10
Dade Middle SchoolGrades 6-86.8 mi
4/10
Dade County High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Oven
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Other
  • Flooring: Hardwood,Tile
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,384

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Dual

Interior Area

  • Total structure area: 2,384
  • Total interior livable area: 2,384 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom

Details

  • Parcel number: 045 00 003 00

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Porch - Screened
  • Exterior features: Dock
  • Has spa: Yes
  • Spa features: Above Ground
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 10 Acres
  • Features: Pond on Lot,Private,Secluded,Wooded,Rural
  • Lot size dimensions: 435,598

Parking

  • Total spaces: 1
  • Parking features: Garage,Paved,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$191$2,292
Property Taxes $751$9,012
Electricity $231$2,779
Total$5,213$62,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,731/yr
40% on housing$156,390/yr
45% on housing$139,013/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 30738$246
Dade County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 30738
Dade County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$799,000
2012-04-27Sold$180,000
2012-01-21Price change$230,000
2012-01-17Listed for sale$275,000

For Sale by Agent

AgentLindsay Moore-Circolone
BrokerageNorluxe Realty Chattanooga llc

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