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197 Summer Rd, Clarkesville, GA, 30523

5beds
4baths
4,367sqft
$575,000
$132price/sqft
$4,732/moest. monthly cost
$189,280/yrincome needed

About This Home

CLASSIC SOUTHERN CHARM WITH MOVE-IN READY APPEAL in the highly desirable The Orchard Golf & Country Club community, just minutes from Downtown Clarkesville. This beautifully maintained home offers a spacious floor plan, warm character, and multiple areas designed for comfortable everyday living and effortless entertaining. The main level features rich hardwood floors, a welcoming foyer, and a spacious living room with vaulted ceilings and a beautiful masonry fireplace serving as the centerpiece of the home. A bright sunroom extends the living space and overlooks the private backyard, filling the home with natural light. The kitchen is well-appointed with stainless steel appliances, double oven, granite countertops, abundant cabinetry, a breakfast area, and a separate dining room ideal for gatherings both large and small. The main-level primary suite includes trey ceilings, his and her walk-in closets, dual vanities, a jacuzzi tub, and separate shower. Upstairs offers two generously sized bedrooms with a shared full bath, while the finished basement provides additional living space with a large family room featuring custom built-ins, custom theater wall, and a wet bar, plus two additional bedrooms and a full bathroom. NEW upstairs and downstairs HVAC systems provide added peace of mind and year-round comfort. A Tesla charger is also included in the attached garage. Outdoor living is a true highlight, featuring a custom multi-level deck, firepit area, and beautifully established landscaping that creates a peaceful and inviting setting for relaxing or entertaining guests.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room,Lower Level,Mud Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Finished Bath,Full,Interior Entry,Walk-Out Access

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Separate Dining Room

Features

  • Coffered Ceiling(s),Double Vanity,Entrance Foyer,High Ceilings,High Ceilings 9 ft Lower,High Ceilings 9 ft Main,High Ceilings 9 ft Upper,High Speed Internet,His and Hers Closets,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: None
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas Log,Masonry
  • Fireplace: Yes
  • Finished area below ground: 1,764
  • Finished area above ground: 2,603
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 4,367
  • Total interior livable area: 4,367 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets White, Eat-in Kitchen, Pantry, Solid Surface Counters, Stone Counters

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower, Soaking Tub

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 124 186
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Private Yard,Rain Gutters,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.73 Acres
  • Features: Cul-De-Sac,Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Garage Faces Side,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$255$3,060
Property Taxes $1,146$13,752
Electricity $424$5,091
Total$4,732$56,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,240/yr
40% on housing$141,960/yr
45% on housing$126,186/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 30523$217
Habersham County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 30523$209
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$599,999
2023-06-26Sold$495,000
2023-05-18Pending sale$489,900
2023-05-01Listed for sale$489,900
2023-05-01Listing removed$489,900
2023-04-10Price change$489,900
2023-03-27Price change$499,900
2023-03-10Listed for sale$514,900
2012-03-28Sold$154,900
2012-01-18Price change$154,900
2011-12-21Price change$184,900
2011-11-05Price change$209,900
2011-10-05Listed for sale$242,000
2011-08-28Listing removed$225,000
2011-05-05Listed for sale$225,000
2010-12-25Listing removed$225,000
2010-11-26Price change$225,000
2010-07-10Price change$259,900
2010-05-14Price change$275,000
2010-03-19Listed for sale$325,000
2005-11-02Sold$352,000

For Sale by Agent

AgentErin Berry
BrokerageKeller Williams Lanier Partners

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