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402 N Wood St, Mulberry Grove, IL, 62262

3beds
1baths
1,440sqft
$120,000
$83price/sqft
$1,191/moest. monthly cost
$47,640/yrincome needed

About This Home

3 Bd 1 bath - full unfinished basement. Detached single car garage, heated and insulated. Corner attached lot with 2 car garage and small shed. No power on the corner lot. Water and Sewer exist on the lot, just need tapped. Power is on the pole.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
6/10

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch, 1 STORY

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Flooring: Laminate
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 032736108020
  • Special condition: Sale

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 435 sqft
  • Features: Level Lot

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Drought
Earthquake
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$277$3,324
Property Taxes $178$2,136
Electricity $130$1,569
Total$1,191$14,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,834/yr
40% on housing$35,730/yr
45% on housing$31,760/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 62262$126
Bond County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 62262$58
Bond County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$120,000
2021-04-23Sold$66,000
2021-04-19Pending sale$73,500
2021-04-08Contingent$73,500
2021-03-16Listed for sale$73,500
2021-01-27Contingent$73,500
2020-11-03Listed for sale$73,500
2006-09-14Sold$40,000

For Sale by Owner

AgentProperty Owner

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