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256 Chattahoochee St, Cornelia, GA, 30531

2beds
2baths
921sqft
$219,900
$239price/sqft
$1,711/moest. monthly cost
$68,440/yrincome needed

About This Home

Welcome to this beautifully remodeled 2-bedroom, 2-bathroom home offering comfortable and stylish living on a spacious lot. Thoughtfully updated from top to bottom, this property combines charm, functionality, and modern improvements. The exterior features a brand-new roof, fresh paint, and energy-efficient vinyl double-hung windows, enhancing both curb appeal and efficiency. Inside, the home has been completely renovated, including a new heating and air conditioning system and a new water heater for added peace of mind. Step inside to an inviting floor plan with new laminate flooring throughout. The spacious kitchen is equipped with new cabinetry, updated countertops, and stainless steel appliances. It opens seamlessly to the main living areas, making it fantastic for everyday living and entertaining. Both bathrooms have been fully renovated, with one featuring a stand-up shower and the other a bathtub to accommodate a variety of needs. Conveniently located near downtown Cornelia, this home has easy access to shopping, dining, and local amenities while maintaining a comfortable residential setting.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
7/10
Wilbanks Middle SchoolGrades 6-83.5 mi
8/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven/Range (Combo),Stainless Steel Appliance(s)
  • Laundry features: Common Area

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Master On Main Level,Separate Shower,Split Bedroom Plan,Walk-In Closet(s)
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 921

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,None

Interior Area

  • Total structure area: 921
  • Total interior livable area: 921 sqft

Property

Details

  • Parcel number: 087D093

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Garden

Lot

  • Lot size: 5,227 sqft
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Ice Storm
Strong Wind
Tornado
Hail

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$105$1,260
Property Taxes $276$3,312
Electricity $219$2,637
Total$1,711$20,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,662/yr
40% on housing$51,330/yr
45% on housing$45,626/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 30531$161
Habersham County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 30531$169
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$229,900

For Sale by Agent

AgentSteven T Koleno
BrokerageBeycome Brokerage Realty LLC

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