




115 Settlers Point Dr, Clarkesville, GA, 30523
About This Home
Updated, private, and beautifully positioned on 1.20 acres in Clarkesville, this move-in ready home immediately impresses with vaulted ceilings, abundant natural light, and freshly refinished floors that set the tone the moment you walk through the front door. The spacious living room offers a cozy fireplace and a striking arched window that fills the space with warmth, character, and natural light. The updated kitchen features refreshed cabinetry, updated appliances, and a bright breakfast nook surrounded by windows. It flows effortlessly into the dining area, where detailed trim work and French doors open to the back deck, creating an ideal space for entertaining or relaxing evenings at home. The split-level layout provides a functional separation of living and sleeping areas, offering flexibility for families, guests, or a home office setup. Upstairs, generously sized bedrooms showcase neutral tones and excellent natural light throughout. Step outside to the elevated back deck overlooking a spacious backyard. A fenced portion of the yard offers room for pets or play, while the full 1.20-acre lot provides added privacy and endless possibilities. Enjoy a peaceful setting with convenient access to town, shopping, and schools. If you are searching for acreage, thoughtful updates, and move-in ready comfort, this home is a must see.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2001
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven/Range (Combo),Refrigerator
- Laundry features: In Hall
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Separate Room
Features
- High Ceilings,Tile Bath,Entrance Foyer,Vaulted Ceiling(s)
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 1,991
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Attic Fan,Ceiling Fan(s)
Interior Area
- Total structure area: 1,991
- Total interior livable area: 1,991 sqft
Property
Details
- Parcel number: 099 095A
Features
- Levels: Multi/Split
- Patio & porch: Deck
- Has spa: Yes
- Spa features: Bath
- Fencing: Back Yard
- Residential vegetation: Cleared
Lot
- Lot size: 1.02 Acres
- Features: Corner Lot,Level,Private
Parking
- Total spaces: 4
- Parking features: Garage,Garage Door Opener,Off Street,Parking Pad
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Hail
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $743 | $8,916 |
| Electricity | $219 | $2,637 |
| Total | $3,024 | $36,288 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $374,999 |
| 2022-05-03 | Sold | $327,500 |
| 2020-01-31 | Sold | $199,900 |
| 2020-01-08 | Pending sale | $199,900 |
| 2019-12-11 | Listed for sale | $199,900 |
| 2011-04-25 | Sold | $140,137 |
| 2011-02-26 | Price change | $134,620 |
| 2011-01-05 | Listed for sale | $145,000 |
| 2006-05-01 | Sold | $173,900 |
