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21604 Fox Dr, Carlyle, IL, 62231

4beds
2baths
2,274sqft
$169,900
$75price/sqft
$1,421/moest. monthly cost
$56,840/yrincome needed

About This Home

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
3/10
Carlyle High SchoolGrades 9-128.2 mi
9/10
Carlyle Elementary SchoolGrades PK-48.3 mi

Construction

Condition

  • Year built: 1981

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedroom4

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second
  • Area: 240
  • Dimensions: 15X16

Dining Room

  • Level: Main
  • Area: 273
  • Dimensions: 13X21

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,274 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet)
  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Laundry

  • Level: Main
  • Area: 40
  • Dimensions: 5X8

Living Room

  • Level: Main
  • Area: 798
  • Dimensions: 21X38

Master Bedroom

  • Level: Second
  • Area: 216
  • Dimensions: 12X18

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 03031020100200
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 4
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$156$1,872
Property Taxes $232$2,784
Electricity $174$2,098
Total$1,421$17,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,720/yr
40% on housing$42,630/yr
45% on housing$37,893/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 62231$140
Clinton County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 62231$121
Clinton County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Listed for sale$199,500
2026-01-01Listing removed$189,900
2025-10-22Price change$189,900
2025-10-09Price change$199,900
2025-10-01Price change$219,000
2025-09-22Price change$234,900
2025-08-25Listed for sale$249,900
2025-08-22Listing removed$269,900
2025-06-19Price change$269,900
2025-05-23Listed for sale$280,000

For Sale by Agent

AgentJOSEPH PURDY, Real Broker LLC
BrokerageReal Broker LLC

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