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210 N 4th St, Benld, IL, 62009

2beds
1baths
1,550sqft
$97,000
$63price/sqft
$820/moest. monthly cost
$32,800/yrincome needed

About This Home

Welcome to 210 N 4th Street in Benld! This charming raised-ranch home offers a functional layout with plenty of potential. Enter through the rear entrance into a convenient mudroom featuring laundry hookups tucked neatly into a closet. The main level includes a spacious kitchen, comfortable living room, dining room, one bedroom, and a full bathroom. Upstairs, you'll find an additional bedroom along with a versatile bonus room that can serve as a home office, playroom, hobby space, or guest area. The full unfinished basement provides abundant storage and additional utility space, complete with a walkout door leading to the front yard. Outside, enjoy a fenced backyard ideal for pets, gardening, or outdoor entertaining, along with both a covered front porch and covered rear patio for relaxing in any season. A detached one-car garage with side entry offers convenient parking and storage. Situated on a prominent corner lot in the heart of Benld, this property is just minutes from local parks, schools, shopping, and dining, while providing easy access to neighboring communities throughout Macoupin County. Whether you're searching for a starter home, investment opportunity, or a property to make your own, this home offers value, flexibility, and small-town charm. This property may qualify for Seller Financing (Vendee). If Property was built prior to 1978, Lead Based Paint Potentially Exists Buyer and/or buyer agent to verify all MLS data. ALL information is deemed reliable but is not guaranteed and should be verified by the buyer and/or buyers agent before making an offer.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Benld Elementary SchoolGrades PK-52.7 mi
5/10
Gillespie Middle SchoolGrades 6-82.7 mi
4/10
Gillespie High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 1,550

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Property

Details

  • Parcel number: 0300133800
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Patio & porch: Covered,Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 7,000 sqft
  • Features: Back Yard

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Earthquake
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $490$5,880
Home Insurance *$88$1,056
Property Taxes $112$1,344
Electricity $130$1,569
Total$820$9,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,114/yr
40% on housing$24,600/yr
45% on housing$21,866/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 62009$71
Macoupin County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 62009$82
Macoupin County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Sold$79,848
2022-12-12Sold$90,000
2020-03-16Sold$54,000
2020-02-18Pending sale$57,900
2019-10-23Price change$57,900
2019-09-25Price change$59,900
2019-08-30Price change$62,500
2019-08-26Price change$64,500
2019-07-26Price change$69,500
2019-06-26Listed for sale$72,500

Unknown Listed By

AgentJeb E Blasingame
BrokerageKeller Williams Marquee

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