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905 E 1st North St, Carlinville, IL, 62626

5beds
3baths
4,159sqft
$390,000
$94price/sqft
$3,150/moest. monthly cost
$126,000/yrincome needed

About This Home

Step into timeless elegance in this stunning 4,100 square foot Victorian home, beautifully enhanced with modern upgrades. The home was completely renovated in 2014 with updates that maintain the home's architectural integrity. Enjoy quarter sawn original oak floors, 3 claw foot tubs, a spacious 5-bedroom layout, and a gourmet 18x15 kitchen featuring quartz countertops and a walk-in pantry. Cozy up by any of the 3 fireplaces or park with ease in your heated 34x30 3-car garage. Classic charm meets today’s comfort—your dream home awaits!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
3/10
Carlinville High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1898

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Range Hood,Oven,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • High Ceilings,Kitchen Island,Natural Woodwork,Pantry,Separate Dining,Walk-In Closet(s)
  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,159

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Hot Water
  • Cooling features: Central Air,Multi Units,Wall Unit(s)

Interior Area

  • Total structure area: 4,159
  • Total interior livable area: 4,159 sqft

Property

Details

  • Parcel number: 1200316200
  • Special condition: Standard

Features

  • Levels: Three Or More

Lot

  • Lot size: 0.37 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Earthquake
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$408$4,896
Property Taxes $451$5,412
Electricity $319$3,838
Total$3,150$37,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,000/yr
40% on housing$94,500/yr
45% on housing$84,000/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 62626$84
Macoupin County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 62626$63
Macoupin County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$419,000
2026-04-15Price change$435,000
2025-12-26Listed for sale$455,000
2025-11-20Listing removed$459,000
2025-08-15Price change$459,000
2025-06-03Listed for sale$470,000
2025-06-02Listing removed--
2025-03-10Listed for sale$474,000
2001-06-22Sold$138,000

For Sale by Agent

AgentPatrick D Wills, Land & Home Real Estate, Brad Graham, Land & Home Real Estate
BrokerageLand & Home Real Estate

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