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24 Islander Dr, Brighton, IL, 62012

3beds
3baths
2,300sqft
$275,000
$120price/sqft
$2,168/moest. monthly cost
$86,720/yrincome needed

About This Home

This spacious home sits in a desirable Brighton neighborhood overlooking a lake! With a wrap around porch on the front of the home, it is the perfect place to relax and enjoy your morning coffee. Upon entering the home you will find the main floor offers a cozy living room with new wood floors and a fireplace, eat in kitchen, your primary suite, a half bath and laundry. The kitchen and dining area offer an open layout with a bay window overlooking the backyard, and all kitchen appliances stay. The primary suite features an updated bathroom with a whirlpool tub, separate shower, double vanity, and walk-in closet. Upstairs are two generously sized bedrooms and another bathroom. Step outside from the dining area to a deck and concrete patio overlooking the large back yard and lake. The spacious backyard is ideal for entertaining, and the large lakeside deck offers a great spot for fishing and relaxing. With a flexible floor plan, plenty of living space, and a great lakefront setting, this home is ready for its next owner.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
7/10
Southwestern High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1982

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Refrigerator,Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 20
  • Dimensions: 5x4

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 187
  • Dimensions: 17x11

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 187
  • Dimensions: 17x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Kitchen/Dining Room Combo,Separate Dining,Eat-in Kitchen
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,300

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 450
  • Dimensions: 18x25

Laundry

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 56
  • Dimensions: 8x7

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 228
  • Dimensions: 19x12

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 204
  • Dimensions: 12x17

Property

Details

  • Parcel number: 2100165900
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Privileges

Lot

  • Lot size: 8,276 sqft
  • Features: Adjoins Wooded Area,Waterfront
  • Lot size dimensions: 81 x 100

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Earthquake
Hail
Heat Wave
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$284$3,408
Property Taxes $318$3,816
Electricity $176$2,122
Total$2,168$26,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,331/yr
40% on housing$65,040/yr
45% on housing$57,813/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 62012$163
Macoupin County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 62012$122
Macoupin County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$265,000
2026-07-02Listed for sale$275,000
2026-06-20Contingent$275,000
2026-06-18Listed for sale$275,000
2019-07-12Sold$169,900
2019-07-02Pending sale$169,900
2019-06-11Listed for sale$169,900
2018-06-15Sold$160,000
2018-04-20Pending sale$162,500
2018-02-20Price change$162,500
2017-12-19Price change$158,500
2017-08-31Price change$169,900
2017-08-22Price change$362,900
2017-07-14Listed for sale$174,900
2015-07-21Listing removed$1,200
2015-06-21Listed for rent$1,200
2014-12-30Listing removed$1,100
2014-10-30Listed for rent$1,100
2014-04-08Listing removed$1,250
2014-03-25Price change$1,250
2014-02-21Listing removed$79,900
2014-02-13Price change$79,900
2014-01-17Listed for sale$95,900
2014-01-09Listed for rent$770
2013-11-04Listing removed$114,900

For Sale by Agent

AgentAbigail Delehanty
BrokerageTarrant and Harman Real Estate and Auction Co

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