104 S Grundy St, Gardner, IL, 60424
About This Home
If you've been looking for a good, solid home that's been well cared for over the years, this one deserves a look! Lovingly maintained by only its second owners, this 3-bedroom, 2-bath ranch home offers 1,528 square feet of comfortable living space with both a spacious living room and a large family room. The family room is sure to become a favorite gathering spot, featuring a beautiful brick fireplace and sliding glass doors that lead to the covered side patio, while the separate living room gives everyone a little extra room to spread out. The kitchen offers a functional layout with an adjoining dining area, and the primary bedroom features its own private bathroom with a walk-in shower. The attached heated 2-car garage includes built-in cabinetry, a workbench, and plenty of additional storage. Outside, you'll enjoy the covered side patio with a lighted pergola, established landscaping, and a storage shed, offering a great place to relax and enjoy the outdoors. Recent updates include fresh interior paint (2023), remodeled bathrooms with updated vanities, mirrors, lighting, and flooring (2024), a new furnace and A/C (2025), new water heater (2025), and updated landscaping with low-maintenance rubber mulch (2025). Situated on a corner lot in an established neighborhood just down the road from I-55 access, this well-maintained home offers a great combination of space, updates, and convenience. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding,Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Laundry Closet
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Level: Main
- Area: 143
- Dimensions: 13X11
Bedroom3
- Level: Main
- Area: 90
- Dimensions: 9X10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
- Area: 144
- Dimensions: 12X12
Family Room
- Level: Main
- Area: 374
- Dimensions: 22X17
Features
- Door features: Sliding Glass Door(s)
- Window features: Window Treatments,Some Stained Glass
- Number of fireplaces: 1
- Fireplace features: Decorative,Insert,Stubbed in Gas Line,Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,528 sqft
Kitchen
- Level: Main
- Area: 120
- Dimensions: 10X12
Living Room
- Level: Main
- Area: 270
- Dimensions: 18X15
Master Bedroom
- Features: Bathroom (Full,Shower Only)
- Level: Main
- Area: 169
- Dimensions: 13X13
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1209202004
- Special condition: None
Features
- Stories: 1
- Patio & porch: Patio
- Exterior features: Fire Pit
Lot
- Lot size: 0.25 Acres
- Features: Corner Lot,Mature Trees
- Lot size dimensions: 135x80
Parking
- Total spaces: 8
- Parking features: Asphalt,Garage Door Opener,Heated Garage,Yes,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,360 | $16,320 |
| Home Insurance * | $248 | $2,976 |
| Property Taxes | $416 | $4,992 |
| Electricity | $130 | $1,569 |
| Total | $2,154 | $25,848 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $269,000 |
| 2023-04-17 | Sold | $175,000 |
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