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407 Ottawa St, Morris, IL, 60450

3beds
2baths
2,445sqft
$399,500
$163price/sqft
$3,060/moest. monthly cost
$122,400/yrincome needed

About This Home

Nestled in a prime location next to a serene wooded state park, this charming brick and stone ranch home offers a perfect blend of tranquility and convenience. Situated on over half an acre lot, the property is adjacent to Gebhard Woods State Park with direct access to walking trails, a picnic area, a playground, and fishing spots-ideal for nature lovers and those seeking outdoor recreation. The home features three spacious bedrooms and one-and-a-half bathrooms. The recently remodeled kitchen boasts modern finishes, complemented by newly sanded and finished hardwood floors, enhancing the home's inviting atmosphere. A cozy family room, highlighted by a classic brick wood-burning fireplace, seamlessly connects to both the kitchen and the living room, where a large bow window floods the space with natural light. The main bathroom has been tastefully updated with a ceramic tile floor and a tub/shower surround of elegant ceramic tile. The master bedroom suite provides a retreat with its half bathroom featuring a double sink vanity and a generous full-length closet. An oversized 2.5-car garage, paired with an adjoining carport, offers ample parking and storage solutions. The unfinished basement includes a separate workshop room and a versatile rec room area, alongside plentiful storage options. Outdoors, enjoy a concrete patio off the family room, perfect for relaxation or entertaining guests in your private backyard. Adding to its allure, the backyard extends back an additional 75 feet on state owned property to the Illinois & Michigan Canal, with the I&M Canal State Trail just across. This 61.5-mile crushed limestone trail is a haven for hiking and biking enthusiasts, winding through various state parks and historic sites. This semi-secluded residence is ideal for those seeking privacy without sacrificing the vibrancy of town life. With downtown Morris nearby, enjoy local restaurants, quaint shops, and year-round events and festivals. Experience the harmonious blend of city convenience and the peaceful embrace of the great outdoors in this lovely home!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
6/10
Shabbona Middle SchoolGrades 6-80.9 mi
4/10

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Stone

Other

  • Builder model: Ranch

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Washer,Dryer,Disposal,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,In Unit,Laundry Closet,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 350
  • Dimensions: 25X14

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Steam,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,890
  • Total interior livable area: 2,445 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Laundry

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 18
  • Dimensions: 6X3

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 345
  • Dimensions: 23X15

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Half)
  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Other

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 425
  • Dimensions: 17X25

Recreation Room

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 350
  • Dimensions: 14X25

Storage

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 672
  • Dimensions: 28X24

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0509100001
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.58 Acres
  • Features: Wooded,Backs to Open Grnd,Adjoins Government Land
  • Lot size dimensions: 150x173x150x163

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Carport,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,020$24,240
Home Insurance *$233$2,796
Property Taxes $619$7,428
Electricity $188$2,256
Total$3,060$36,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,914/yr
40% on housing$91,800/yr
45% on housing$81,600/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 60450$145
Grundy County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 60450$184
Grundy County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Listed for sale$415,000
2026-05-14Listing removed$424,900
2026-04-20Price change$424,900
2026-04-02Listed for sale$449,900

For Sale by Agent

AgentShawn Hornsby, Century 21 Coleman-Hornsby
BrokerageCentury 21 Coleman-Hornsby

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