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207 N Walnut, Chesterfield, IL, 62630

4beds
2baths
2,650sqft
$155,000
$58price/sqft
$2,424/moest. monthly cost
$96,960/yrincome needed

About This Home

Step into this spacious 4-bedroom, 2-bath home situated on approximately 0.9 acres in Chesterfield IL. Featuring large rooms, soaring ceilings, hardwood floors, and timeless craftsmanship throughout, this home offers a rare blend of historic character and everyday comfort. Original details include 3 pocket doors, classic 6-panel interior doors, and oval window entry doors. The oversized custom kitchen comes complete with stainless steel appliances and plenty of space for cooking, gathering, and entertaining. The main floor showcases large Anderson windows that fill the home with natural light, while the second floor offers two generously sized bedrooms, a full bath, and vinyl replacement windows. A full basement provides excellent storage space and additional possibilities. Outside, enjoy the inviting wraparound porch overlooking the expansive yard. This home offers an excellent opportunity for buyers looking to add their own style and updates. While some repairs and cosmetic improvements may be desired, the home's spacious layout, original character, and solid features provide tremendous potential to build equity and create a truly special property, this home is ready for its next chapter. Come take look, the potential here is endless.....

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
6/10
3/10
Carlinville High SchoolGrades 9-129.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Gas Range,Refrigerator,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block

Bathroom

  • Features: Floor Covering: Other
  • Level: Second
  • Area: 56
  • Dimensions: 8x7

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 120
  • Dimensions: 15x8

Bedroom

  • Features: Floor Covering: Other
  • Level: Second
  • Area: 266
  • Dimensions: 14x19

Bedroom

  • Features: Floor Covering: Other
  • Level: Second
  • Area: 858
  • Dimensions: 33x26

Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 306
  • Dimensions: 18x17

Features

  • Door features: Panel Door(s),Pocket Door(s),Storm Door(s)
  • Flooring: Hardwood,Tile
  • Finished area below ground: 1,155
  • Finished area above ground: 2,650

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,650
  • Total interior livable area: 2,650 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 323
  • Dimensions: 17x19

Mud Room

  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Other

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Property

Details

  • Parcel number: 2300068400
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Fencing: Partial

Lot

  • Lot size: 0.90 Acres
  • Features: Back Yard,Front Yard,Level
  • Lot size dimensions: 198 x 198

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Drought
Inland Flooding
Landslide

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$1,259$15,108
Property Taxes $179$2,148
Electricity $203$2,445
Total$2,424$29,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,108/yr
40% on housing$72,720/yr
45% on housing$64,640/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 62630$59
Macoupin County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 62630$10
Macoupin County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Price change$155,000
2026-05-31Listed for sale$165,000
1997-01-29Sold$44,000

For Sale by Agent

AgentLisa L Miller
Brokerage1st Choice Realty Pros, LLC

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