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217 W Walnut St, Benld, IL, 62009

2beds
2baths
1,464sqft
$120,000
$82price/sqft
$984/moest. monthly cost
$39,360/yrincome needed

About This Home

Motivated Seller!!!Welcome to 217 W. Walnut St. in Benld, IL! This charming 2-bedroom, 1.5-bath home offers a great opportunity for homeowners and investors alike. Inside, you'll find a spacious open living room perfect for relaxing or entertaining, along with fresh paint and luxury vinyl flooring throughout, giving the home a clean, modern feel. The home features a full bath and a half bath that currently houses a stackable laundry setup but can easily be converted back to a stand-up shower if desired. The water heater is only 3 years old, providing added peace of mind. Step through the sliding glass doors to enjoy a cozy patio and side yard, offering the perfect spot for outdoor gatherings, gardening, or simply unwinding after a long day. An oversized 2-car garage provides ample room for vehicles, storage, or a workshop space. While the home could benefit from a little TLC, it is competitively priced and presents an excellent opportunity to build instant equity while adding your own personal touches. Don't miss your chance to make this affordable property your own!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Benld Elementary SchoolGrades PK-52.6 mi
5/10
Gillespie Middle SchoolGrades 6-82.6 mi
4/10
Gillespie High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Flat
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Oven,Refrigerator
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,464

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,464
  • Total interior livable area: 1,464 sqft

Property

Details

  • Parcel number: 0300196400
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Exterior features: Private Yard
  • Fencing: Chain Link

Lot

  • Lot size: 7,000 sqft
  • Features: Back Yard
  • Lot size dimensions: 50 x 140

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Earthquake
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$109$1,308
Property Taxes $139$1,668
Electricity $130$1,569
Total$984$11,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,737/yr
40% on housing$29,520/yr
45% on housing$26,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 62009$57
Macoupin County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 62009$82
Macoupin County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$105,000
2026-06-19Listed for sale$120,000
2011-03-12Listing removed$69,900
2010-12-17Price change$69,900
2010-09-18Price change$72,000
2010-07-16Listed for sale$74,900
2006-07-24Sold$70,000

For Sale by Agent

AgentAlicia B Franck
BrokerageElevate Illinois Realty

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