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9425 N Spruce Ct, Kansas City, MO, 64156

4beds
3baths
3,045sqft
$580,000
$190price/sqft
$3,965/moest. monthly cost
$158,600/yrincome needed

About This Home

Did you hear the amazing news? Recent price reduction of $15,000! Did we mention the new roof & gutters as of June of this year? The pride in ownership is evident in this Northland gem! Who doesn't want to relax on a beautiful, screened in porch, overlooking a private, treed backyard? This fabulous space includes a fireplace & TV (staying) and is just off the Kitchen! As you enter the home, embrace the open floor plan on this main level! Hardwood featured in the Living Rm/Eat In Kitchen! Speaking of Kitchen, this one has a walk-in pantry, stainless appliances, including a gas stove ~ all of which STAY! A large closet & Utility Room are also on this level! Bedroom 1 features a walk-in closet and is adjacent to a full Bath, which sports a walk-in tub! The Primary Bedroom has a lovely built-in feature as well as access to a large, spa like Bath! In this space, you can relax in your whirlpool tub, use the enormous shower and fit your wardrobe in a walk-in closet! Meander down to the lower level to find 2 more Bedrooms, each w/walk-in closets & sharing a spacious Jack/Jill Bathroom! This level also provides a large entertainment area & wet bar to entertain family & friends! From here, walk out to your private backyard and chill on the patio! Further, there is a smaller, fenced side yard on the property that would be great for pets or small children! This home is conveniently located approximately 15 minutes to the shops of Zona Rosa as well as Downtown and the MCI Airport! Also, equal distance to Liberty & Parkville! This home is what you have been looking for ~ come see for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
21
BikeSomewhat Bikeable

Schools

7/10
9/10
Staley High SchoolGrades 9-120.9 mi
10/10
RISING HILL ELEMENTARYGrades PK-52.0 mi

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Composition
  • Construction materials: Stone Trim,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Humidifier,Microwave,Refrigerator,Gas Range,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Features: Wet Bar
  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Sump Pump,Walk-Out Access

Bedroom1

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom2

  • Features: All Carpet,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Basement

Bedroom3

  • Features: All Carpet,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Walk-In Closet(s),Wet Bar
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Great Room,Other
  • Fireplace: Yes
  • Finished area below ground: 1,400
  • Finished area above ground: 1,645

Heating & Cooling

  • Heating features: Heatpump/Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,045
  • Total interior livable area: 3,045 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry
  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: Main

Master Bathroom

  • Features: Double Vanity,Separate Shower And Tub,Walk-In Closet(s)
  • Level: Main

Master Bedroom

  • Features: Built-in Features,Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 141070001026.00

Features

  • Patio & porch: Patio,Screened
  • Fencing: Other

Lot

  • Lot size: 0.34 Acres
  • Features: City Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Ice Storm
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$289$3,468
Property Taxes $512$6,144
Electricity $232$2,790
Total$3,965$47,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,942/yr
40% on housing$118,950/yr
45% on housing$105,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 64156$216
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64156$210
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$565,000
2026-05-08Listed for sale$580,000
2026-05-01Pending sale$580,000
2026-04-08Listed for sale$580,000
2023-11-15Sold--
2023-11-06Pending sale$525,000
2023-10-12Contingent$525,000
2023-09-29Listed for sale$525,000
2019-12-17Sold--
2019-10-11Listed for sale$395,000

For Sale by Agent

AgentMichelle Cole
BrokerageEXP Realty LLC

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