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20 Surrey Loop, Byhalia, MS, 38611

5beds
4baths
5,000sqft
$648,000
$130price/sqft
$4,522/moest. monthly cost
$180,880/yrincome needed

About This Home

NEW IMPROVED PRICE! RARE 6-car garage on 1.5 acres just minutes from Collierville-ideal for car collectors, hobbyists, or multi-generational living. MOVE-IN ready with fresh paint, new carpet and space to expand with a garage apartment already plumbed for kitchen and bath. This stunning 5-bedroom home (with 3 bedrooms on the main level) offers 3.5 baths, a spacious game/media room, and countless upgrades throughout. The gourmet kitchen is a chef's dream featuring double ovens, a gas cooktop framed in brick, granite countertops, a tiled backsplash and floor, a large island with prep sink, built-in desk, walk-in pantry, and an oversized laundry room complete with sink and ice maker. Enjoy both a family room with tile flooring and fireplace plus a great room with hardwood floors, fireplace, and gas logs. The formal dining room and sunroom add elegant spaces for entertaining. The primary suite boasts a luxurious salon bath with a floating jetted tub, walk-through double shower, dual vanities, and a walk-in closet with custom organizers. Upstairs features two additional bedrooms, a full bath, and a media/game room with French doors. Additional highlights include: • New carpet throughout • New paint throughout • Smooth ceilings and granite in all baths • Walk-in attics • 1.5-acre lot with scattered trees • Oversized courtyard • 4-car attached garage plus 2-car detached garage • Architectural roof, gutters, brick flower beds, and a large front porch. This home is immaculate and move-in ready -- call today to schedule your private tour

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
5/10
Byhalia High SchoolGrades 9-126.8 mi
4/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Double Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Features

  • Beamed Ceilings,Breakfast Bar,Built-in Features,Ceiling Fan(s),Coffered Ceiling(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Natural Woodwork,Pantry,Primary Downstairs,Recessed Lighting,Soaking Tub,Stone Counters,Storage,Tile Counters,Walk-In Closet(s),See Remarks
  • Door features: Dead Bolt Lock(s),French Doors,Insulated
  • Window features: Aluminum Frames,Blinds,Double Pane Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Great Room,Hearth
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Dual,Gas,Multi Units

Interior Area

  • Total structure area: 5,000
  • Total interior livable area: 5,000 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 2472604100

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Exterior features: Lighting,Rain Gutters

Lot

  • Lot size: 1.50 Acres
  • Features: Corner Lot,Few Trees

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage Faces Front,Garage Faces Side,Lighted,Concrete
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Marshall County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,276$39,312
Home Insurance *$458$5,496
Property Taxes $324$3,888
Electricity $464$5,579
Total$4,522$54,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,040/yr
40% on housing$135,660/yr
45% on housing$120,586/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 38611$171
Marshall County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 38611$174
Marshall County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$658,000
2026-02-06Price change$680,000
2025-11-12Price change$690,000
2025-10-22Listed for sale$700,000
2014-09-26Sold--
2014-09-05Pending sale$495,000
2014-08-14Listed for sale$495,000
2014-01-21Listing removed$495,000
2013-01-02Listed for sale$495,000
2012-08-21Listing removed$495,000
2012-05-05Listed for sale$495,000
2011-12-29Listing removed$570,000
2011-08-20Listed for sale$570,000

For Sale by Agent

AgentAmy S Anderson
BrokerageCrye-Leike Of TN Quail Hollo

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