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124 E Walnut St, Cardington, OH, 43315

5beds
4baths
3,278sqft
$749,998
$229price/sqft
$5,288/moest. monthly cost
$211,520/yrincome needed

About This Home

Water Front Property with Lake Access located on Chester Lake Estates just East of State Route 71 for an easy commute to Columbus or Mansfield. This 5 Bedroom 3.5 bath home is situated on a little over half acre ravine lot. Large Open Floor Plan with 3 Living spaces. First Floor Master Suite with Tile Shower. The custom cabinetry in the Kitchen with Quartz Counters & Beautifully appointed Cabinetry is just one of the highlights of this one of a kind builder home. The rear deck and patio overlooks the 8 acre lake. The lower level is fully furnished with an additional living area, bedroom and fully finished kitchen with stainless appliances. The Second Floor has a loft and 3 bedrooms with a bath. 2 Laundry Hookups. Use the basement for a Mother in Law Suite or Apartment. City Water & Sewer. You must come see to appreciate all this home has to offer! See Agent to Agent Remarks for Additional Information.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
7/10
Highland Middle SchoolGrades 6-85.7 mi
6/10
Highland High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Level: Upper
  • Area: 110

Bedroom3

  • Level: Upper
  • Area: 99

Bedroom4

  • Level: Upper
  • Area: 110

Bedroom5

  • Level: Lower
  • Area: 238

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Lower
  • Area: 238

Features

  • Shower/Tub,Shower Stall,Eat-in Kitchen
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area above ground: 3,278

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,278
  • Total interior livable area: 3,278 sqft

Kitchen

  • Level: Main
  • Area: 252

Master Bedroom

  • Level: Main
  • Area: 224

Property

Details

  • Parcel number: D110070001800

Features

  • Stories: 3
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes

Lot

  • Features: Sidewalks,Views,Water View,See Remarks,City Lot,Lake Privileges

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage,Garage Door Opener,Gravel
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$464$5,568
Property Taxes $681$8,172
Electricity $351$4,218
Total$5,288$63,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,302/yr
40% on housing$158,640/yr
45% on housing$141,013/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 43315$189
Morrow County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 43315$164
Morrow County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$749,998
2014-04-03Sold$23,500

For Sale by Agent

AgentPatti Jackson
BrokerageRE/MAX Genesis

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