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236 W Main St, Cardington, OH, 43315

2beds
1baths
1,394sqft
$169,900
$122price/sqft
$1,311/moest. monthly cost
$52,440/yrincome needed

About This Home

Village charm! Situated in the heart of lovely Cardington, check out this 2 story home and enjoy the view from your new front porch or your new rear deck. New floor in kitchen and newer appliances. Large dining room and family room. Carpet just professionally cleaned in entire home. 1st floor laundry. New front entry doors. Upstairs you have a spacious landing, good use for office or sitting area, extra large master bedroom, and 2nd bedroom. Outside 1 car detached garage with electric. 10x12 storage shed. This home sits on 2 parcels with extra driveway/parking from rear and spacious yard. Other updates: Metal roof 2011, Windows 2001, Water heater 2015, Electric just updated in 2019, and chimney capped and sealed in 2019. Covered front porch/mud room. Affordable home in village of Cardington. Shared drive.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Stone,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Cellar,Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Insulated Windows
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,394
  • Total interior livable area: 1,394 sqft

Property

Details

  • Parcel number: C090130003600

Features

  • Levels: Two
  • Patio & porch: Deck

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$105$1,260
Property Taxes $154$1,848
Electricity $193$2,320
Total$1,311$15,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,948/yr
40% on housing$39,330/yr
45% on housing$34,960/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 43315$208
Morrow County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 43315$164
Morrow County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$177,400
2026-04-21Listed for sale$179,900
2019-07-12Sold$75,000
2019-05-29Listed for sale$83,500

For Sale by Agent

AgentErin C Kelty
Brokeragee-Merge Real Estate Champions

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