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276 Bank St, Mount Gilead, OH, 43338

2beds
1baths
900sqft
$239,700
$266price/sqft
$1,740/moest. monthly cost
$69,600/yrincome needed

About This Home

This home is just like a brand new home. Completely renovated on beautiful lot in quiet neighborhood. NEW roof, insulation, siding, windows , plumbing, electric, heat and air, flooring, kitchen, and bath. Full basement could be easily finished. Everything is brand new! The only thing left to do is move in! Agent has ownership interest in this property.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10
Mt Gilead Middle SchoolGrades 6-80.6 mi
7/10
Mt Gilead High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Area: 38.75

Bedroom1

  • Area: 117

Bedroom2

  • Area: 102.75

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Area: 182.5

Features

  • Finished area above ground: 900

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Area: 120

Living Room

  • Area: 192.8958

Property

Details

  • Parcel number: G20019A003200

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: .255

Parking

  • Total spaces: 1
  • Parking features: 1 Car
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,212$14,544
Home Insurance *$118$1,416
Property Taxes $217$2,604
Electricity $193$2,320
Total$1,740$20,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,657/yr
40% on housing$52,200/yr
45% on housing$46,400/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 43338$228
Morrow County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 43338$168
Morrow County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$237,700
2026-08-10Listed for sale$239,700
2026-04-29Sold$80,000
2026-04-23Pending sale$114,900
2026-04-17Price change$114,900
2026-04-10Listed for sale$125,000

For Sale by Agent

AgentCarol Lessick
BrokerageCentury 21 Excellence Realty

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