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3140 State Route 529, Cardington, OH, 43315

2beds
1baths
936sqft
$264,500
$283price/sqft
$1,933/moest. monthly cost
$77,320/yrincome needed

About This Home

SELLING AS IS -WHERE IS TWO HOMES TOGETHER (PARCEL #'S: J24-0010017800 1.6 AC & J24-001-00-179-00 .80 AC- BROWN RANCH) - GREAT INVESTMENT IN NEED OF TLC, PRIMARY PARCEL SITS ON 1.6 AC, HOME WITH 2 BEDROOMS AND 1 BATH, CRAWL SPACE, ALL ELECTRIC VACANT BUT WAS RENTED $1,200/Mo. SECOND PARCEL TENANT OCCUPIED - DO NOT DISTURB - (J24-001-00-179-00 .80 AC- BROWN RANCH) IS A MANUFACTURED HOME WITH 2 BEDROOMS 1 BATH ON .80 AC, ALL ELECTRIC, RENTS FOR $850/Mo. PROPERTIES SHARE DELCO WATER, SECONDARY PROPERTY LEACH FIELD SITS ON PRIMARY PARCEL, SEPARATE ELECTRIC. CARDINGTON SCHOOLS, EASY COMMUTE TO I-71!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Property

Details

  • Parcel number: J240010017800
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 1.60 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,337$16,044
Home Insurance *$163$1,956
Property Taxes $240$2,880
Electricity $193$2,320
Total$1,933$23,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,274/yr
40% on housing$57,990/yr
45% on housing$51,546/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 43315$200
Morrow County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 43315$164
Morrow County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$264,500
1998-10-26Sold$22,500

For Sale by Agent

AgentMarshall S Drake
BrokerageKassel Real Estate, Inc.

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