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129 Walnut St Unit 121, Chattanooga, TN, 37403

1beds
1baths
608sqft
$323,500
$532price/sqft
$2,447/moest. monthly cost
$97,880/yrincome needed

About This Home

Step into effortless downtown living with this 1-bedroom condo in the heart of Chattanooga's Art District. Tucked just off Walnut and Cherry, you'll find yourself steps from the Hunter Museum of American Art, the Walnut Street Bridge, and the best of the city's riverfront. Inside, the 600+ sq ft space is styled with modern furnishings and striking artwork, which can be included for a true move-in-ready experience. Start your mornings or unwind on your private balcony overlooking a serene courtyard off Aquarium Way. Residents enjoy secure garage parking and a rooftop patio with panoramic views of the river and downtown skyline--perfect for relaxing or entertaining.

Getting Around

75
WalkingVery Walkable
47
TransitSome Transit
91
BikeBiker's Paradise

Schools

3/10
4/10
The Howard SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter
  • Roof: Rolled/Hot Mop
  • Construction materials: Fiber Cement

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Disposal,Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer,Washer/Dryer Stacked
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Granite Counters,Open Floorplan,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Hardwood
  • Finished area above ground: 608

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 608
  • Total interior livable area: 608 sqft

Property

Details

  • Parcel number: 135l C 010 C121

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony,Courtyard,Lighting,Uncovered Courtyard
  • Has view: Yes

Lot

  • Features: Level
  • Lot size dimensions: Level

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,635$19,620
Home Insurance $244$2,928
Property Taxes $393$4,716
Electricity $175$2,103
Total$2,447$29,364

Income You'd Need if You Spent...

35% on housing$83,897/yr
40% on housing$73,410/yr
45% on housing$65,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$532This listing

vs Other Active Listings

Avg $/sqft

ZIP 37403$250
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37403
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$323,500
2026-06-05Price change$324,900
2026-04-29Listed for sale$325,000
2017-05-03Sold$190,000
2017-03-25Price change$185,000
2017-01-25Price change$190,000
2016-12-29Listed for sale$199,900
2013-06-28Sold$164,000
2013-03-06Price change$175,000
2012-09-16Price change$179,900
2012-07-03Listed for sale$185,000
2011-06-23Sold$166,500
2010-10-23Price change$172,500
2010-09-17Listed for sale$173,500
2008-11-17Sold$175,000

For Sale by Agent

AgentJoey Winslett
BrokerageBetter Homes and Gardens Real Estate Signature Brokers

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