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129 Walnut St Unit 22, Chattanooga, TN, 37403

1beds
1baths
905sqft
$390,000
$431price/sqft
$2,849/moest. monthly cost
$113,960/yrincome needed

About This Home

Welcome to 129 Walnut Street, Unit 22, an upscale ground-level residence situated in one of Downtown Chattanooga's most sought-after locations. Nestled just steps from the Walnut Street Walking Bridge, Hunter Art Museum, and the vibrant Art District, this home places you within easy reach of the Walnut Street Walking Bridge, Tennessee River, scenic bluff and city views, and some of the city's most beloved destinations. Constructed in 2008, this well-appointed condo offers the rare convenience of direct courtyard access, perfect for pet owners or those who enjoy a walkable lifestyle without the need for stairs or elevators. Inside, natural light pours through custom windows into the spacious open-concept living and dining areas. The layout provides thoughtful separation between the living space, primary bedroom, and a versatile flex room, ideal for use as a guest room, home office, or playroom to suit your needs. The primary bedroom is generously sized and features an ensuite bath with double vanities and a large walk-in closet. Reserved parking in spot #1 ensures hassle-free access, while proximity to both the Walnut Street and Veterans Bridges offers seamless connection to the North Shore's shops, restaurants, Coolidge Park, and year-round events. Residents of Museum Bluffs also enjoy access to a rooftop deck with sweeping views, a perfect retreat for morning coffee or sunset evenings. This pet-friendly community welcomes up to two pets (30 lbs. max each). Local lenders are preferred. Don't miss the opportunity to live in the heart of it all. Schedule your private showing today.

Getting Around

75
WalkingVery Walkable
47
TransitSome Transit
91
BikeBiker's Paradise

Schools

3/10
4/10
The Howard SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Other,Stone

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Disposal,Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Washer Hookup

Bathroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Double Vanity,Granite Counters,High Ceilings,High Speed Internet,Open Floorplan,Pantry,Primary Downstairs,Walk-In Closet(s)
  • Window features: Aluminum Frames
  • Flooring: Hardwood,Tile
  • Finished area above ground: 905

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 905
  • Total interior livable area: 905 sqft

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 135l C 010 C022
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Courtyard
  • Fencing: Aluminum
  • Has view: Yes
  • View description: City

Lot

  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Assigned,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance $244$2,928
Property Taxes $458$5,496
Electricity $175$2,103
Total$2,849$34,188

Income You'd Need if You Spent...

35% on housing$97,680/yr
40% on housing$85,470/yr
45% on housing$75,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 37403$247
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37403
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$389,900
2026-03-04Price change$399,900
2025-08-08Listed for sale$409,900
2024-08-20Sold$375,000
2024-07-10Contingent$375,000
2024-06-21Price change$375,000
2024-04-26Listed for sale$389,900
2024-04-25Listing removed--
2024-03-26Price change$399,999
2024-02-24Price change$405,000
2024-02-22Listed for sale$399,999
2021-09-20Sold$349,900
2021-08-18Contingent$349,900
2021-08-13Listed for sale$349,900
2017-02-21Sold$238,920
2009-04-01Sold$235,000
2008-11-17Sold$235,000

For Sale by Agent

AgentDebbie Sue Przybysz
BrokerageReal Estate Partners Chattanooga LLC

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